Rates updated · 71 banks tracked
NexBank CD rates: 4.15% APY best term
NexBank’s best tracked CD pays 4.15% across 1 term — ranking in the upper half of the 71 banks SwitchWize tracks CD rates for, where the best available rate is 4.83%. (Updated September 26, 2026.)
NexBank CD rates by term
| Term | APY |
|---|---|
| 6 months | 4.15%Best |
Is NexBank a good CD rate? Not really. At 4.15% its best CD trails the 4.83% best available tracked rate, leaving about $171 a year on the table on a $25,000 deposit.
The gap, in your dollars
At 4.15%, $25,000 earns $1,038/yr here versus $1,208/yr at the field leader — a $171/yr difference.
See your exact number →Higher-paying CD alternatives we track
Rates subject to change. Verify before opening a CD.
Frequently asked questions
What is NexBank's best CD rate?▾
NexBank's best tracked CD rate is 4.15% APY as of September 26, 2026, across 1 term SwitchWize tracks for this bank.
Is NexBank's CD rate good?▾
NexBank's best CD rate ranks in the upper half of tracked banks. The best available tracked rate is 4.83% and the FDIC national savings average is 0.38%.
Which banks pay more than NexBank on CDs?▾
Higher-paying tracked options include limelight, tab, ally. Compare rates at /cds to find the best current option.
General information only. Rates change frequently; verify directly with the institution before making financial decisions. SwitchWize is not a bank and does not provide financial advice.