Rate checked November 8, 2026 (today)
NexBank 12-month CD rate: 4.55% APY
NexBank's 12-month CD pays 4.55% APY. That ranks 7th of the 69 banks we track for this term. The best is 4.80% at EagleBank.
- APY
- 4.55%
- Last change
- Up 0.60 pts
- Oct 31, 2026
- Last checked
- today
- Nov 8, 2026
What it earns on $25,000
At 4.55%, $25,000 earns about $1,138 in the first year.
The best 12-month CD earns about $1,200 on the same money. Choosing NexBank instead gives up about $62 a year.
The middle 12-month rate across 69 banks is 4.05%. Figures are first-year interest at the quoted APY, before taxes.
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NexBank 12-month CD rate over time
- All-time high
- 4.55%Oct 31, 2026
- All-time low
- 3.95%Aug 18, 2026
- Changes
- 1
- Tracked since
- Aug 18, 2026
High and low cover the history we hold (the last two years at most), not the whole life of the account.
NexBank 12-month CD rate history
This rate has changed 1 time since we began tracking it on August 18, 2026.
| Date | APY | Change |
|---|---|---|
| October 31, 2026 | 4.55% | +0.60 pts |
| August 18, 2026 | 3.95% | First tracked |
Banks that pay more for a 12-month CD
- EagleBank4.80%
- BTG Pactual Bank4.65%
- CFG Bank4.65%
Questions
What is NexBank's 12-month CD rate?
NexBank pays 4.55% APY on its 12-month CD, based on its own rate page when we last checked. That earns about $1,138 a year on $25,000.
Is NexBank's 12-month CD rate good?
It ranks 7th of the 69 banks we track for this term. The best rate for this term is 4.80% at EagleBank, and the middle rate is 4.05%. Choosing NexBank over the best costs about $62 a year on $25,000.
Which banks pay more than NexBank on a 12-month CD?
EagleBank (4.80%), BTG Pactual Bank (4.65%), CFG Bank (4.65%).
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