Rates updated October 11, 2026 · 71 banks tracked

Provident Bank CD rates: 3.50% APY best term

Q: Is Provident Bank's CD rate good?

Provident Bank's best CD rate of 3.50% ranks in the lower half of the 71 banks SwitchWize tracks CD rates for. The best available CD rate tracked is 4.83%; the FDIC national savings average is 0.37%.

Q: Which banks pay more than Provident Bank on CDs?

Higher-paying tracked options include gtefinancial (3.56%), washington-savings-bank (3.60%), and forbright (3.65%).

Provident Bank’s best tracked CD pays 3.50% across 6 terms — ranking in the lower half of the 71 banks SwitchWize tracks CD rates for, where the best available rate is 4.83%. (Updated October 11, 2026.)

Provident Bank CD rates by term

Term	APY
3 months	3.50%Best
6 months	0.50%
1 year	0.75%
2 years	3.25%
3 years	0.50%
5 years	0.50%

Is Provident Bank a good CD rate? Not really. At 3.50% its best CD trails the 4.83% best available tracked rate, leaving about $333 a year on the table on a $25,000 deposit.

The gap, in your dollars

At 3.50%, $25,000 earns $875/yr here versus $1,208/yr at the field leader — a $333/yr difference.

See your exact number →

Higher-paying CD alternatives we track

gtefinancialView rates →washington savings bankView rates →forbrightView rates →

Rates subject to change. Verify before opening a CD.

Is it safe to switch? Any FDIC-insured bank carries the same federal deposit protection — the same coverage big banks carry. Verify Provident Bank and alternatives →

Frequently asked questions

What is Provident Bank's best CD rate?▾

Provident Bank's best tracked CD rate is 3.50% APY as of October 11, 2026, across 6 terms SwitchWize tracks for this bank.

Is Provident Bank's CD rate good?▾

Provident Bank's best CD rate ranks in the lower half of tracked banks. The best available tracked rate is 4.83% and the FDIC national savings average is 0.37%.

Which banks pay more than Provident Bank on CDs?▾

Higher-paying tracked options include gtefinancial, washington savings bank, forbright. Compare rates at /cds to find the best current option.

← Provident Bank savings rate All tracked banks Compare CD rates

General information only. Rates change frequently; verify directly with the institution before making financial decisions. SwitchWize is not a bank and does not provide financial advice.