Rate checked November 8, 2026 (today)
Provident Bank checking account interest rate: 0.50% APY
Provident Bank's checking account pays 0.50% APY. That ranks 7th of the 35 banks we track for this account. The best is 2.75% at TAB Bank.
- APY
- 0.50%
- Last change
- Up 0.45 pts
- Sep 24, 2026
- Last checked
- today
- Nov 8, 2026
- Minimum deposit
- $50
What it earns on $5,000
At 0.50%, $5,000 earns about $25 in a year.
The best rate earns about $138 on the same money. Choosing Provident Bank instead gives up about $113 a year.
The middle rate across 35 banks is 0.10%. Provident Bank lists a $50 minimum to open. Figures are one year of interest at today's rate, before taxes. Rates can change at any time.
Interest on checking is usually small. Monthly fees and overdraft fees often matter more than the rate, so read the bank's fee page too.
We will email you once when Provident Bank's account rate moves by 0.05 points or more, up or down. No other emails.
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Provident Bank checking account rate over time
- All-time high
- 0.50%Sep 24, 2026
- All-time low
- 0.05%Aug 4, 2026
- Changes
- 1
- Tracked since
- Aug 4, 2026
High and low cover the history we hold (the last two years at most), not the whole life of the account.
Provident Bank checking account rate history
This rate has changed 1 time since we began tracking it on August 4, 2026.
| Date | APY | Change |
|---|---|---|
| September 24, 2026 | 0.50% | +0.45 pts |
| August 4, 2026 | 0.05% | First tracked |
Banks that pay more
- TAB Bank2.75%
- Bank5 Connect2.00%
- Zynlo Bank2.00%
Other Provident Bank rates
Questions
What is Provident Bank's checking account rate?
Provident Bank pays 0.50% APY on its checking account, based on its own rate page when we last checked. That earns about $25 a year on $5,000.
Is Provident Bank's checking account rate good?
It is 7th of the 35 banks we track for this account. The best tracked rate is 2.75% at TAB Bank, and the middle rate is 0.10%. On $5,000, the best rate earns about $113 a year more.
Which banks pay more than Provident Bank?
TAB Bank (2.75%), Bank5 Connect (2.00%), Zynlo Bank (2.00%) pay more for this account. Rates change often, so check the bank's own page before you open one.
Should I pick a checking account for its interest rate?
Interest on checking is usually small. Monthly fees, overdraft fees and balance requirements often matter more, so read the bank's fee page before you decide.
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General information only. These rates are tracked from public pages, so confirm the rate, fees and requirements with the bank before you open an account. SwitchWize is not a bank and does not give financial advice.