Latest bank rate changes
In the last 14 days, 53 rates went up and 9 went down across the savings, money market, checking and CD rates we track. Each row shows the old and new APY.
Savings accounts
| Date | Bank | Old | New | Change |
|---|---|---|---|---|
| Nov 8 | SoFi | 3.30% | 0.80% | -2.50 pts |
| Nov 8 | HSBC Bank | 0.10% | 0.01% | -0.09 pts |
| Nov 6 | Vio Bank | 4.01% | 4.06% | +0.05 pts |
| Nov 5 | Flagstar Bank | 3.20% | 3.40% | +0.20 pts |
| Nov 4 | CIT Bank | 4.25% | 4.35% | +0.10 pts |
| Oct 27 | Synchrony | 3.55% | 3.75% | +0.20 pts |
Money market accounts
| Date | Bank | Old | New | Change |
|---|---|---|---|---|
| Nov 7 | Sallie Mae Bank | 3.60% | 4.00% | +0.40 pts |
| Nov 5 | FNBO Direct | 3.25% | 3.35% | +0.10 pts |
Checking accounts
No rate changes in the last 14 days.
CDs
| Date | Bank | Old | New | Change |
|---|---|---|---|---|
| Nov 7 | Capital One, 1 year | 4.00% | 4.45% | +0.45 pts |
| Nov 7 | Sallie Mae Bank, 2 years | 4.50% | 4.70% | +0.20 pts |
| Nov 7 | EverBank, 2 years | 4.35% | 4.50% | +0.15 pts |
| Nov 7 | Sallie Mae Bank, 18 months | 4.50% | 4.65% | +0.15 pts |
| Nov 7 | Sallie Mae Bank, 3 years | 4.60% | 4.75% | +0.15 pts |
| Nov 7 | Sallie Mae Bank, 1 year | 4.50% | 4.60% | +0.10 pts |
| Nov 4 | USAA, 3 months | 3.51% | 1.50% | -2.01 pts |
| Nov 4 | GTE Financial, 1 year | 3.56% | 4.07% | +0.51 pts |
| Nov 4 | Salem Five Direct, 1 year | 4.00% | 4.50% | +0.50 pts |
| Nov 4 | EagleBank, 1 year | 4.45% | 4.80% | +0.35 pts |
| Nov 4 | EagleBank, 18 months | 4.35% | 4.65% | +0.30 pts |
| Nov 4 | EagleBank, 2 years | 4.35% | 4.65% | +0.30 pts |
| Nov 4 | E*TRADE, 3 years | 4.80% | 4.55% | -0.25 pts |
| Nov 4 | Salem Five Direct, 18 months | 4.36% | 4.50% | +0.14 pts |
| Oct 31 | Merrick Bank, 3 years | 4.50% | 4.90% | +0.40 pts |
| Oct 31 | Merrick Bank, 18 months | 4.50% | 4.85% | +0.35 pts |
| Oct 31 | Merrick Bank, 2 years | 4.50% | 4.85% | +0.35 pts |
| Oct 31 | Merrick Bank, 3 months | 4.00% | 4.26% | +0.26 pts |
| Oct 31 | Merrick Bank, 6 months | 4.15% | 4.40% | +0.25 pts |
| Oct 31 | American Express, 1 year | 3.65% | 3.75% | +0.10 pts |
| Oct 31 | American Express, 18 months | 3.65% | 3.75% | +0.10 pts |
| Oct 31 | American Express, 2 years | 3.65% | 3.75% | +0.10 pts |
| Oct 31 | Merrick Bank, 5 years | 4.65% | 4.70% | +0.05 pts |
| Oct 29 | Provident Bank, 3 years | 0.50% | 3.25% | +2.75 pts |
| Oct 29 | Provident Bank, 5 years | 0.50% | 3.00% | +2.50 pts |
And 29 more changes in this group.
How we find a change
We read each bank's public rate page several times a day. A change is a new reading that differs from the one before it for the same bank and account. The first time we see a bank is never counted as a change. A rate that moves and goes back within a week is not shown, so one-day blips do not clutter the list. Rates an editor has flagged as unreliable are left out.
General information only. Rates are tracked from public pages and can change at any time, so confirm with the bank before you open an account. SwitchWize is not a bank and does not give financial advice.