Rate checked November 1, 2026
Merrick Bank 3-year CD rate: 4.90% APY
Merrick Bank's 3-year CD pays 4.90% APY. That is the highest of the 65 banks we track for this term. No bank we track pays more for this term today.
What it earns on $25,000
At 4.90%, $25,000 earns about $1,225 in the first year.
This is the top rate for the term, so there is no gap to close.
The middle 3-year rate across 65 banks is 3.20%. Figures are first-year interest at the quoted APY, before taxes.
Merrick Bank CD rates for other terms
Questions
What is Merrick Bank's 3-year CD rate?
Merrick Bank pays 4.90% APY on its 3-year CD, based on its own rate page when we last checked. That earns about $1,225 a year on $25,000.
Is Merrick Bank's 3-year CD rate good?
Yes. It is the highest 3-year CD rate among the 65 banks we track. The middle rate for this term is 3.20%.
Which banks pay more than Merrick Bank on a 3-year CD?
None of the banks we track pays more for this term today.
General information only. Rates change often; confirm the rate, minimum deposit and early withdrawal penalty with the bank before you open a CD. SwitchWize is not a bank and does not give financial advice.