Rate checked November 1, 2026
Merrick Bank 12-month CD rate: 4.65% APY
Merrick Bank's 12-month CD pays 4.65% APY. That is the highest of the 67 banks we track for this term. No bank we track pays more for this term today.
What it earns on $25,000
At 4.65%, $25,000 earns about $1,163 in the first year.
This is the top rate for the term, so there is no gap to close.
The middle 12-month rate across 67 banks is 4.00%. Figures are first-year interest at the quoted APY, before taxes.
Merrick Bank CD rates for other terms
Questions
What is Merrick Bank's 12-month CD rate?
Merrick Bank pays 4.65% APY on its 12-month CD, based on its own rate page when we last checked. That earns about $1,163 a year on $25,000.
Is Merrick Bank's 12-month CD rate good?
Yes. It is the highest 12-month CD rate among the 67 banks we track. The middle rate for this term is 4.00%.
Which banks pay more than Merrick Bank on a 12-month CD?
None of the banks we track pays more for this term today.
General information only. Rates change often; confirm the rate, minimum deposit and early withdrawal penalty with the bank before you open a CD. SwitchWize is not a bank and does not give financial advice.