Rates updated · 71 banks tracked
Washington Savings Bank CD rates: 3.60% APY best term
Washington Savings Bank’s best tracked CD pays 3.60% across 6 terms — ranking in the lower half of the 71 banks SwitchWize tracks CD rates for, where the best available rate is 5.00%. (Updated October 31, 2026.)
Washington Savings Bank CD rates today, by term
| Term | APY |
|---|---|
| 3 months | 3.60%Best |
| 6 months | 3.50% |
| 1 year | 2.88% |
| 2 years | 0.40% |
| 3 years | 0.55% |
| 5 years | 0.75% |
Is Washington Savings Bank a good CD rate? Not really. At 3.60% its best CD trails the 5.00% best available tracked rate, leaving about $350 a year on the table on a $25,000 deposit.
The gap, in your dollars
At 3.60%, $25,000 earns $900/yr here versus $1,250/yr at the field leader — a $350/yr difference.
See your exact number →Higher-paying CD alternatives we track
Rates subject to change. Verify before opening a CD.
Frequently asked questions
What is Washington Savings Bank's best CD rate?▾
Washington Savings Bank's best tracked CD rate is 3.60% APY as of October 31, 2026, across 6 terms SwitchWize tracks for this bank.
Is Washington Savings Bank's CD rate good?▾
Washington Savings Bank's best CD rate ranks in the lower half of tracked banks. The best available tracked rate is 5.00% and the FDIC national savings average is 0.38%.
Which banks pay more than Washington Savings Bank on CDs?▾
Higher-paying tracked options include forbright, northpointe, ridgewood. Compare rates at /cds to find the best current option.
General information only. Rates change frequently; verify directly with the institution before making financial decisions. SwitchWize is not a bank and does not provide financial advice.