Rates updated · 71 banks tracked
EverBank CD rates: 4.35% APY best term
EverBank’s best tracked CD pays 4.35% across 6 terms — ranking in the upper half of the 71 banks SwitchWize tracks CD rates for, where the best available rate is 4.83%. (Updated October 11, 2026.)
EverBank CD rates by term
| Term | APY |
|---|---|
| 3 months | 3.60% |
| 6 months | 3.60% |
| 1 year | 3.50% |
| 2 years | 4.35%Best |
| 3 years | 3.40% |
| 5 years | 3.40% |
Is EverBank a good CD rate? Not really. At 4.35% its best CD trails the 4.83% best available tracked rate, leaving about $121 a year on the table on a $25,000 deposit.
The gap, in your dollars
At 4.35%, $25,000 earns $1,087/yr here versus $1,208/yr at the field leader — a $121/yr difference.
See your exact number →Higher-paying CD alternatives we track
Rates subject to change. Verify before opening a CD.
Frequently asked questions
What is EverBank's best CD rate?▾
EverBank's best tracked CD rate is 4.35% APY as of October 11, 2026, across 6 terms SwitchWize tracks for this bank.
Is EverBank's CD rate good?▾
EverBank's best CD rate ranks in the upper half of tracked banks. The best available tracked rate is 4.83% and the FDIC national savings average is 0.38%.
Which banks pay more than EverBank on CDs?▾
Higher-paying tracked options include salem five, webbank, american express. Compare rates at /cds to find the best current option.
General information only. Rates change frequently; verify directly with the institution before making financial decisions. SwitchWize is not a bank and does not provide financial advice.