Rate checked November 8, 2026 (today)
EverBank 4-year CD rate: 3.40% APY
EverBank's 4-year CD pays 3.40% APY. That ranks 19th of the 43 banks we track for this term. The best is 5.00% at Quorum Federal Credit Union.
- APY
- 3.40%
- Last change
- None yet
- Tracked since Nov 7, 2026
- Last checked
- today
- Nov 8, 2026
New or unusual rate. This rate is well above the rest or rests on very little history, so we do not call it the best until a second reading backs it. Verify it on EverBank's site before you open an account.
What it earns on $25,000
At 3.40%, $25,000 earns about $850 in the first year.
The best 4-year CD earns about $1,250 on the same money. Choosing EverBank instead gives up about $400 a year.
The middle 4-year rate across 43 banks is 3.25%. Figures are first-year interest at the quoted APY, before taxes.
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Pick your maturity date. We email you 14 days before it, with today's best rates, so you can move the money before EverBank renews it. You will also get one email if this CD's rate changes.
EverBank 4-year CD rate history
We have tracked this rate since November 7, 2026 and it has not changed.
| Date | APY | Change |
|---|---|---|
| November 7, 2026 | 3.40% | First tracked |
Banks that pay more for a 4-year CD
- Quorum Federal Credit Union5.00%
- Popular Direct4.95%
- BTG Pactual Bank4.85%
EverBank CD rates for other terms
Other EverBank rates
Questions
What is EverBank's 4-year CD rate?
EverBank pays 3.40% APY on its 4-year CD, based on its own rate page when we last checked. That earns about $850 a year on $25,000.
Is EverBank's 4-year CD rate good?
It ranks 19th of the 43 banks we track for this term. The best rate for this term is 5.00% at Quorum Federal Credit Union, and the middle rate is 3.25%. Choosing EverBank over the best costs about $400 a year on $25,000.
Which banks pay more than EverBank on a 4-year CD?
Quorum Federal Credit Union (5.00%), Popular Direct (4.95%), BTG Pactual Bank (4.85%).
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General information only. Rates change often; confirm the rate, minimum deposit and early withdrawal penalty with the bank before you open a CD. SwitchWize is not a bank and does not give financial advice.