Rates updated · 71 banks tracked
CFG Bank CD rates: 4.50% APY best term
CFG Bank’s best tracked CD pays 4.50% across 4 terms — ranking in the top 10th percentile of the 71 banks SwitchWize tracks CD rates for, where the best available rate is 4.83%. (Updated October 12, 2026.)
CFG Bank CD rates by term
| Term | APY |
|---|---|
| 1 year | 4.46% |
| 18 months | 4.50%Best |
| 3 years | 4.40% |
| 5 years | 4.40% |
Is CFG Bank a good CD rate? Not really. At 4.50% its best CD trails the 4.83% best available tracked rate, leaving about $83 a year on the table on a $25,000 deposit.
The gap, in your dollars
At 4.50%, $25,000 earns $1,125/yr here versus $1,208/yr at the field leader — a $83/yr difference.
See your exact number →Higher-paying CD alternatives we track
Rates subject to change. Verify before opening a CD.
Frequently asked questions
What is CFG Bank's best CD rate?▾
CFG Bank's best tracked CD rate is 4.50% APY as of October 12, 2026, across 4 terms SwitchWize tracks for this bank.
Is CFG Bank's CD rate good?▾
CFG Bank's best CD rate ranks in the top 10th percentile of tracked banks. The best available tracked rate is 4.83% and the FDIC national savings average is 0.38%.
Which banks pay more than CFG Bank on CDs?▾
Higher-paying tracked options include merrick, barclays, bread. Compare rates at /cds to find the best current option.
General information only. Rates change frequently; verify directly with the institution before making financial decisions. SwitchWize is not a bank and does not provide financial advice.