Rate checked November 1, 2026

CFG Bank 2-year CD rate: 4.82% APY

CFG Bank's 2-year CD pays 4.82% APY. That ranks 2nd of the 63 banks we track for this term. The best is 4.85% at Merrick Bank.

What it earns on $25,000

At 4.82%, $25,000 earns about $1,205 in the first year.

The best 2-year CD earns about $1,212 on the same money. Choosing CFG Bank instead gives up about $7 a year.

The middle 2-year rate across 63 banks is 3.35%. Figures are first-year interest at the quoted APY, before taxes.

Banks that pay more for a 2-year CD

CFG Bank CD rates for other terms

Questions

What is CFG Bank's 2-year CD rate?

CFG Bank pays 4.82% APY on its 2-year CD, based on its own rate page when we last checked. That earns about $1,205 a year on $25,000.

Is CFG Bank's 2-year CD rate good?

It ranks 2nd of the 63 banks we track for this term. The best rate for this term is 4.85% at Merrick Bank, and the middle rate is 3.35%. Choosing CFG Bank over the best costs about $7 a year on $25,000.

Which banks pay more than CFG Bank on a 2-year CD?

Merrick Bank (4.85%).

General information only. Rates change often; confirm the rate, minimum deposit and early withdrawal penalty with the bank before you open a CD. SwitchWize is not a bank and does not give financial advice.