Rates updated · 73 banks tracked
BTG Pactual Bank CD rates: 4.85% APY best term
BTG Pactual Bank’s best tracked CD pays 4.85% across 9 terms — ranking in the top 10th percentile of the 73 banks SwitchWize tracks CD rates for, where the best available rate is 5.00%. (Updated November 8, 2026.)
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BTG Pactual Bank CD rates today, by term
| Term | APY |
|---|---|
| 3 months | 4.10% |
| 6 months | 4.40% |
| 9 months | 4.40% |
| 1 year | 4.65% |
| 18 months | 4.70% |
| 2 years | 4.80% |
| 3 years | 4.85%Best |
| 4 years | 4.85%Best |
| 5 years | 4.85%Best |
Is BTG Pactual Bank a good CD rate? Not really. At 4.85% its best CD trails the 5.00% best available tracked rate, leaving about $38 a year on the table on a $25,000 deposit.
The gap, in your dollars
At 4.85%, $25,000 earns $1,212/yr here versus $1,250/yr at the field leader — a $38/yr difference.
See your exact number →Higher-paying CD alternatives we track
Rates subject to change. Verify before opening a CD.
Cite this page
Data as of . CD rates tracked by SwitchWize from bank rate pages and rate listings. Rates change, so confirm with the bank before you open a CD.
SwitchWize, BTG Pactual Bank CD rates. Data as of November 8, 2026. https://www.switchwize.com/banks/btg-pactual-bank/cd-rates
Frequently asked questions
What is BTG Pactual Bank's best CD rate?▾
BTG Pactual Bank's best tracked CD rate is 4.85% APY as of November 8, 2026, across 9 terms SwitchWize tracks for this bank.
Is BTG Pactual Bank's CD rate good?▾
BTG Pactual Bank's best CD rate ranks in the top 10th percentile of tracked banks. The best available tracked rate is 5.00% and the FDIC national savings average is 0.38%.
Which banks pay more than BTG Pactual Bank on CDs?▾
Higher-paying tracked options include merrick, popular direct, quorum fcu. Compare rates at /cds to find the best current option.
Other BTG Pactual Bank rates
General information only. Rates change frequently; verify directly with the institution before making financial decisions. SwitchWize is not a bank and does not provide financial advice.