Rates updated August 27, 2026 · 70 banks tracked

iGObanking CD rates: 3.50% APY best term

Q: Is iGObanking's CD rate good?

iGObanking's best CD rate of 3.50% ranks in the lower half of the 70 banks SwitchWize tracks CD rates for. The best available CD rate tracked is 4.47%; the FDIC national savings average is 0.38%.

Q: Which banks pay more than iGObanking on CDs?

Higher-paying tracked options include valley (3.55%), gtefinancial (3.56%), and everbank (3.60%).

iGObanking’s best tracked CD pays 3.50% across 5 terms — ranking in the lower half of the 70 banks SwitchWize tracks CD rates for, where the best available rate is 4.47%. (Updated August 27, 2026.)

iGObanking CD rates by term

Term	APY
6 months	3.50%Best
1 year	0.15%
18 months	0.15%
2 years	0.15%
3 years	0.15%

Is iGObanking a good CD rate? Not really. At 3.50% its best CD trails the 4.47% best available tracked rate, leaving about $242 a year on the table on a $25,000 deposit.

The gap, in your dollars

At 3.50%, $25,000 earns $875/yr here versus $1,117/yr at the field leader — a $242/yr difference.

See your exact number →

Higher-paying CD alternatives we track

valleyView rates →gtefinancialView rates →everbankView rates →

Rates subject to change. Verify before opening a CD.

Is it safe to switch? Any FDIC-insured bank carries the same federal deposit protection — the same coverage big banks carry. Verify iGObanking and alternatives →

Frequently asked questions

What is iGObanking's best CD rate?▾

iGObanking's best tracked CD rate is 3.50% APY as of August 27, 2026, across 5 terms SwitchWize tracks for this bank.

Is iGObanking's CD rate good?▾

iGObanking's best CD rate ranks in the lower half of tracked banks. The best available tracked rate is 4.47% and the FDIC national savings average is 0.38%.

Which banks pay more than iGObanking on CDs?▾

Higher-paying tracked options include valley, gtefinancial, everbank. Compare rates at /cds to find the best current option.

← iGObanking savings rate All tracked banks Compare CD rates

General information only. Rates change frequently; verify directly with the institution before making financial decisions. SwitchWize is not a bank and does not provide financial advice.