Rates updated · 70 banks tracked

Bank5 Connect CD rates: 4.00% APY best term

Bank5 Connect’s best tracked CD pays 4.00% across 4 terms — ranking in the upper half of the 70 banks SwitchWize tracks CD rates for, where the best available rate is 4.47%. (Updated August 27, 2026.)

Bank5 Connect CD rates by term

TermAPY
3 months3.20%
6 months4.00%Best
1 year4.00%Best
3 years0.85%

Is Bank5 Connect a good CD rate? Not really. At 4.00% its best CD trails the 4.47% best available tracked rate, leaving about $117 a year on the table on a $25,000 deposit.

The gap, in your dollars

At 4.00%, $25,000 earns $1,000/yr here versus $1,117/yr at the field leader — a $117/yr difference.

See your exact number →

Higher-paying CD alternatives we track

Rates subject to change. Verify before opening a CD.

Is it safe to switch? Any FDIC-insured bank carries the same federal deposit protection — the same coverage big banks carry. Verify Bank5 Connect and alternatives →

Frequently asked questions

What is Bank5 Connect's best CD rate?

Bank5 Connect's best tracked CD rate is 4.00% APY as of August 27, 2026, across 4 terms SwitchWize tracks for this bank.

Is Bank5 Connect's CD rate good?

Bank5 Connect's best CD rate ranks in the upper half of tracked banks. The best available tracked rate is 4.47% and the FDIC national savings average is 0.38%.

Which banks pay more than Bank5 Connect on CDs?

Higher-paying tracked options include webbank, rising bank, liveoak. Compare rates at /cds to find the best current option.

General information only. Rates change frequently; verify directly with the institution before making financial decisions. SwitchWize is not a bank and does not provide financial advice.