Rates updated · 71 banks tracked

Bank5 Connect CD rates: 4.00% APY best term

Bank5 Connect’s best tracked CD pays 4.00% across 4 terms — ranking in the lower half of the 71 banks SwitchWize tracks CD rates for, where the best available rate is 4.83%. (Updated October 12, 2026.)

Bank5 Connect CD rates by term

TermAPY
3 months3.20%
6 months4.00%Best
1 year4.00%Best
3 years0.85%

Is Bank5 Connect a good CD rate? Not really. At 4.00% its best CD trails the 4.83% best available tracked rate, leaving about $208 a year on the table on a $25,000 deposit.

The gap, in your dollars

At 4.00%, $25,000 earns $1,000/yr here versus $1,208/yr at the field leader — a $208/yr difference.

See your exact number →

Higher-paying CD alternatives we track

Rates subject to change. Verify before opening a CD.

Is it safe to switch? Any FDIC-insured bank carries the same federal deposit protection — the same coverage big banks carry. Verify Bank5 Connect and alternatives →

Frequently asked questions

What is Bank5 Connect's best CD rate?▾

Bank5 Connect's best tracked CD rate is 4.00% APY as of October 12, 2026, across 4 terms SwitchWize tracks for this bank.

Is Bank5 Connect's CD rate good?▾

Bank5 Connect's best CD rate ranks in the lower half of tracked banks. The best available tracked rate is 4.83% and the FDIC national savings average is 0.38%.

Which banks pay more than Bank5 Connect on CDs?▾

Higher-paying tracked options include banesco usa, newtek, valley. Compare rates at /cds to find the best current option.

General information only. Rates change frequently; verify directly with the institution before making financial decisions. SwitchWize is not a bank and does not provide financial advice.