Rates updated · 71 banks tracked
Goldwater Bank CD rates: 4.15% APY best term
Goldwater Bank’s best tracked CD pays 4.15% across 6 terms — ranking in the lower half of the 71 banks SwitchWize tracks CD rates for, where the best available rate is 5.00%. (Updated November 1, 2026.)
Goldwater Bank CD rates today, by term
| Term | APY |
|---|---|
| 3 months | 3.75% |
| 6 months | 3.75% |
| 1 year | 4.15%Best |
| 2 years | 3.00% |
| 3 years | 3.00% |
| 5 years | 3.00% |
Is Goldwater Bank a good CD rate? Not really. At 4.15% its best CD trails the 5.00% best available tracked rate, leaving about $212 a year on the table on a $25,000 deposit.
The gap, in your dollars
At 4.15%, $25,000 earns $1,038/yr here versus $1,250/yr at the field leader — a $212/yr difference.
See your exact number →Higher-paying CD alternatives we track
Rates subject to change. Verify before opening a CD.
Cite this page
Data as of . CD rates tracked by SwitchWize from bank rate pages and rate listings. Rates change, so confirm with the bank before you open a CD.
SwitchWize, Goldwater Bank CD rates. Data as of November 1, 2026. https://www.switchwize.com/banks/goldwater/cd-rates
Frequently asked questions
What is Goldwater Bank's best CD rate?▾
Goldwater Bank's best tracked CD rate is 4.15% APY as of November 1, 2026, across 6 terms SwitchWize tracks for this bank.
Is Goldwater Bank's CD rate good?▾
Goldwater Bank's best CD rate ranks in the lower half of tracked banks. The best available tracked rate is 5.00% and the FDIC national savings average is 0.38%.
Which banks pay more than Goldwater Bank on CDs?▾
Higher-paying tracked options include limelight, tab, united fidelity. Compare rates at /cds to find the best current option.
General information only. Rates change frequently; verify directly with the institution before making financial decisions. SwitchWize is not a bank and does not provide financial advice.