Rate updated · 64 banks tracked
Goldwater Bank savings account rate: 4.00% APY
Goldwater Bank pays 4.00% on its savings account — ranking in the top quartile of the 64 banks SwitchWize tracks, where the best available rate is 4.33%. (Updated November 1, 2026.)
Is Goldwater Bank a good savings rate? Not really. At 4.00% it trails the 4.33% best available rate, leaving about $83 a year on the table on a $25,000 balance.
The gap, in your dollars
At 4.00%, $25,000 earns $1,000/yr here versus $1,083/yr at the field leader — a $83/yr difference.
See your exact number →Higher-paying alternatives we track
Rates subject to change. Verify before switching.
Frequently asked questions
What is Goldwater Bank's savings account interest rate?▾
Goldwater Bank pays 4.00% APY on its savings account as of November 1, 2026, based on rates SwitchWize tracks across 64 banks.
Is Goldwater Bank's savings rate good?▾
Goldwater Bank's 4.00% ranks in the top quartile of tracked banks. The best available rate is 4.33% and the FDIC national average is 0.38%.
Which banks pay more than Goldwater Bank?▾
Higher-paying tracked options include mitten, vio, bread. Compare rates at /banks to find the best current option.
General information only. Rates change frequently; verify directly with the institution before making financial decisions. SwitchWize is not a bank and does not provide financial advice.