Rates updated August 27, 2026 · 70 banks tracked

Applied Bank CD rates: 0.05% APY best term

Q: Is Applied Bank's CD rate good?

Applied Bank's best CD rate of 0.05% ranks in the bottom 10th percentile of the 70 banks SwitchWize tracks CD rates for. The best available CD rate tracked is 4.47%; the FDIC national savings average is 0.38%.

Q: Which banks pay more than Applied Bank on CDs?

Higher-paying tracked options include bank-of-hope (0.35%), citizens-trust (1.25%), and wells-fargo (1.75%).

Applied Bank’s best tracked CD pays 0.05% across 6 terms — ranking in the bottom 10th percentile of the 70 banks SwitchWize tracks CD rates for, where the best available rate is 4.47%. (Updated August 27, 2026.)

Applied Bank CD rates by term

Term	APY
3 months	0.05%Best
6 months	0.05%Best
1 year	0.05%Best
2 years	0.05%Best
3 years	0.05%Best
5 years	0.05%Best

Is Applied Bank a good CD rate? Not really. At 0.05% its best CD trails the 4.47% best available tracked rate, leaving about $1,104 a year on the table on a $25,000 deposit.

The gap, in your dollars

At 0.05%, $25,000 earns $13/yr here versus $1,117/yr at the field leader — a $1,104/yr difference.

See your exact number →

Higher-paying CD alternatives we track

bank of hopeView rates →citizens trustView rates →wells fargoView rates →

Rates subject to change. Verify before opening a CD.

Is it safe to switch? Any FDIC-insured bank carries the same federal deposit protection — the same coverage big banks carry. Verify Applied Bank and alternatives →

Frequently asked questions

What is Applied Bank's best CD rate?▾

Applied Bank's best tracked CD rate is 0.05% APY as of August 27, 2026, across 6 terms SwitchWize tracks for this bank.

Is Applied Bank's CD rate good?▾

Applied Bank's best CD rate ranks in the bottom 10th percentile of tracked banks. The best available tracked rate is 4.47% and the FDIC national savings average is 0.38%.

Which banks pay more than Applied Bank on CDs?▾

Higher-paying tracked options include bank of hope, citizens trust, wells fargo. Compare rates at /cds to find the best current option.

← Applied Bank savings rate All tracked banks Compare CD rates

General information only. Rates change frequently; verify directly with the institution before making financial decisions. SwitchWize is not a bank and does not provide financial advice.