Rates updated August 27, 2026 · 70 banks tracked

Bank of Hope CD rates: 0.35% APY best term

Q: Is Bank of Hope's CD rate good?

Bank of Hope's best CD rate of 0.35% ranks in the bottom 10th percentile of the 70 banks SwitchWize tracks CD rates for. The best available CD rate tracked is 4.47%; the FDIC national savings average is 0.38%.

Q: Which banks pay more than Bank of Hope on CDs?

Higher-paying tracked options include citizens-trust (1.25%), wells-fargo (1.75%), and emigrant-bank (2.00%).

Bank of Hope’s best tracked CD pays 0.35% across 6 terms — ranking in the bottom 10th percentile of the 70 banks SwitchWize tracks CD rates for, where the best available rate is 4.47%. (Updated August 27, 2026.)

Bank of Hope CD rates by term

Term	APY
3 months	0.20%
6 months	0.20%
1 year	0.30%
2 years	0.30%
3 years	0.30%
5 years	0.35%Best

Is Bank of Hope a good CD rate? Not really. At 0.35% its best CD trails the 4.47% best available tracked rate, leaving about $1,029 a year on the table on a $25,000 deposit.

The gap, in your dollars

At 0.35%, $25,000 earns $88/yr here versus $1,117/yr at the field leader — a $1,029/yr difference.

See your exact number →

Higher-paying CD alternatives we track

citizens trustView rates →wells fargoView rates →emigrant bankView rates →

Rates subject to change. Verify before opening a CD.

Is it safe to switch? Any FDIC-insured bank carries the same federal deposit protection — the same coverage big banks carry. Verify Bank of Hope and alternatives →

Frequently asked questions

What is Bank of Hope's best CD rate?▾

Bank of Hope's best tracked CD rate is 0.35% APY as of August 27, 2026, across 6 terms SwitchWize tracks for this bank.

Is Bank of Hope's CD rate good?▾

Bank of Hope's best CD rate ranks in the bottom 10th percentile of tracked banks. The best available tracked rate is 4.47% and the FDIC national savings average is 0.38%.

Which banks pay more than Bank of Hope on CDs?▾

Higher-paying tracked options include citizens trust, wells fargo, emigrant bank. Compare rates at /cds to find the best current option.

← Bank of Hope savings rate All tracked banks Compare CD rates

General information only. Rates change frequently; verify directly with the institution before making financial decisions. SwitchWize is not a bank and does not provide financial advice.