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Best travel credit cards

A travel card earns points or miles you spend on flights, hotels and trips. Many also add perks such as lounge access or a yearly travel credit.

These cards often charge an annual fee. The fee is only worth paying if you will use the credits and perks, not just earn the points.

Check the welcome bonus too. A large bonus can cover the first year fee on its own, but you must meet the minimum spend to get it.

We list 72 cards here. 24 have no annual fee. The largest welcome bonus we track is $1,300 on the Hilton Honors Surpass.

A card is listed here when it earns points or miles for travel, or is built around trips. Sorted by largest welcome bonus first, then lowest annual fee. Facts match the main cards page.

Common questions

Are travel credit cards worth the annual fee?
They are when the credits and perks you will really use add up to more than the fee. If you rarely travel, a no-fee card is usually the better choice.
Do I need good credit for a travel card?
Most travel cards ask for good or excellent credit. If your score is lower, a secured or starter card is a better first step.

Card terms come from each issuer and can change. Check the issuer page before you apply. SwitchWize may earn a fee if you apply through a link marked as an offer.

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