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Best hotel credit cards

A hotel card earns points with one hotel group. You spend the points on free nights.

Many give a free night each year and some give room upgrades or elite status. Those perks are the main reason to hold one.

The cards fit people who stay with one chain often. If you book whichever hotel is cheapest, a general travel or cash back card is simpler.

We list 15 cards here. 5 have no annual fee. The largest welcome bonus we track is $1,300 on the Hilton Honors Surpass.

A card is listed here when it earns points with a hotel brand or is built around hotel stays. Sorted by largest welcome bonus first, then lowest annual fee. Facts match the main cards page.

Common questions

Is the yearly free night worth the fee?
It can be. Compare what a free night costs at the hotels you use with the annual fee you pay.
Can I use hotel points anywhere?
No. Points work in that hotel group. Some programs let you move points to airlines, usually at a poor rate.

Card terms come from each issuer and can change. Check the issuer page before you apply. SwitchWize may earn a fee if you apply through a link marked as an offer.

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