Barclays Wyndham Rewards Earner Plus Review 2026
Wyndham Rewards Earner Plus is worth comparing if the rewards, welcome offer, annual fee, APR, and approval fit match how you actually spend.
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Your card estimate
Net first-year value
First year
+$205
Rewards + bonus - fee - interest drag
Ongoing year
+$205
Excludes one-time welcome offer
SwitchWize take
Rewards credit card
Bonus value
See terms
Everyday rewards
1x points
Up to 6x in some categories
Annual fee
$95
APR
19.49% to 29.99%
Quick summary
What this card is, in plain words
Wyndham Rewards Earner Plus has a $95 annual fee and a variable purchase APR of 19.49% to 29.99%. It earns 1x points on everything else, and more on 6 categories (the highest is 6x points on gas). It charges no foreign transaction fee.
What to consider
- The $95 annual fee is charged every year, so the rewards have to be worth more than that.
- The APR is 19.49% to 29.99% and it can change. Interest on a carried balance is usually larger than the rewards.
Pros & cons
No standout advantages in the data we track.
- Annual fee: $95
Derived from the current rate, fees, and terms we track for this product. Confirm the latest details on the provider’s site.
Card truth label
Terms that decide whether this card fits
Fees
What this card can cost you
- Annual fee
- $95
- Foreign transaction fee
- None
- Balance transfer fee
- Greater of $5 or 5% of each transfer
- Cash advance fee
- 5% of each advance (minimum $10)
- Late payment fee
- Not verified yet
- Authorized user fee
- Not verified yet
Earning rates
What you earn, by purchase type
Gas
6x points
Wyndham stays
6x points
Dining
4x points
Travel
4x points
Transit
4x points
Groceries
4x points
Everything else
1x points
Points value
What Wyndham Rewards points are actually worth
This card earns Wyndham Rewards points, currently valued at 0.70¢/point based on a sourced editorial estimate — not a marketed "up to" number.
Marketed value. See the full Wyndham Rewards program page or the full valuation methodology.
Benefits and protections
Each item below was checked against the issuer's own published terms. Coverage limits and exclusions apply, so confirm them with the issuer.
Perks and credits
- 15% Discount on Point Purchases
- Annual Free Night Bonus (calendar year)
- DIAMOND then PLATINUM Status (cardmember year)
- Free Night Bonus (Annual) (annual)
- Meal Delivery Credit (calendar year)
- Wyndham Rewards PLATINUM Member Level
Offer history
How today's bonus compares
Current public welcome offer
45,000 points
Observed Nov 14, 2026
12-month best
See terms
1 tracked observation
Signal
At or near tracked best
Last history update Nov 14, 2026
Terms history
Has the fee or APR changed?
Since tracking began (Jun 21, 2026), APR range moved from 19.24%–29.99% to 19.49%–29.99%. Tracked since Jun 21, 2026 across 60 tracked readings — not a signal to act by any deadline, just context on whether today's terms match what was first tracked.
Best for
- People whose spending matches the rewards structure
- Applicants who can use the welcome offer responsibly
- Cardholders who pay in full
- People comparing net first-year value
Not for
- Carrying a balance long term
- Applying only for a bonus without a payoff plan
- Spending more to earn rewards
- Anyone who cannot meet issuer approval requirements
Decision checks
Apply only if these checks pass
$95 annual fee
19.49%-29.99% variable
Verify spend requirement
Barclays terms control approval, pricing, and rewards
How you earn
Caps, exclusions, merchant coding, and redemption values can change the real return. Verify issuer terms before applying.
If you carry a balance, compare payoff cost before rewards. Interest can erase rewards quickly.
The $95 annual fee needs to be offset by rewards, credits, or travel value.
Comparison set
Other cards to compare first
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chase
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Questions
Common questions
What is the annual fee for the Wyndham Rewards Earner Plus?
The Wyndham Rewards Earner Plus has a $95 annual fee, according to Barclays's page checked Nov 14, 2026.
Does the Wyndham Rewards Earner Plus charge foreign transaction fees?
No. Barclays lists no foreign transaction fee for the Wyndham Rewards Earner Plus.
How do I earn rewards with the Wyndham Rewards Earner Plus?
6x points on gas; 6x points on wyndham stays; 4x points on dining; 4x points on travel; 4x points on transit.
What is the APR on the Wyndham Rewards Earner Plus?
The purchase APR is 19.49% to 29.99%, and it is variable. Your rate depends on your credit.
Sources
Where these figures come from
Fees and APR, Earning rates, Benefits and protections
https://cards.barclaycardus.com/banking/cards/wyndham-rewards-earner-plus-card/ · checked Nov 14, 2026
Earning rates
https://www.citi.com/credit-cards/credit-card-compare/view-all-credit-cards.html · checked Jun 21, 2026
We could not verify the late payment fee, authorized user fee for this card yet, so we do not show a figure.
Bottom line
Is Wyndham Rewards Earner Plus worth it?
Wyndham Rewards Earner Plus is worth comparing if the rewards, welcome offer, annual fee, APR, and approval fit match how you actually spend.
Worth it if: People whose spending matches the rewards structure
Skip it if: Carrying a balance long term