Credit cards by goal
Best store and brand credit cards
A store or brand card is tied to one company, such as a retailer, a gas station or an online service. You earn extra rewards when you buy from that company.
The rewards can be strong at that one place and small everywhere else. Some store cards work only in that store.
These cards fit people who already shop with the brand often. If you spread your spending around, a general cash back card is usually simpler.
We list 8 cards here. 8 have no annual fee. The largest welcome bonus we track is $150 on the Amazon Prime Visa.
A card is listed here when it is issued with a retailer, fuel brand or consumer brand. Sorted by highest rewards rate first, then welcome bonus. Facts match the main cards page.
- SY
Annual fee$0Purchase APR20%+Rewards rate1.5%Welcome bonus$35 - CH
Annual fee$0Purchase APR19%+Rewards rate1%Welcome bonus$150 - SY
Annual fee$0Purchase APR22%+Rewards rate1%Welcome bonus$150 - SY
Annual fee$0Purchase APR20%+Rewards rate1%Welcome bonus$60 - PSAnnual fee$0Purchase APRVerifyRewards rate1.5%Welcome bonusNone listed
- TB
Annual fee$0Purchase APRVerifyRewards rate1%Welcome bonus$50 - CI
Annual fee$0Purchase APR19%+Rewards rate1%Welcome bonusNone listed - CH
Annual fee$0Purchase APR18%+Rewards rate1%Welcome bonusNone listed
Common questions
- Are store credit cards worth it?
- They can be if you shop with that brand often and pay the balance in full. The reward rate is high at that company and low elsewhere.
- Do store cards have high interest rates?
- Many do. Check the purchase APR before you apply, and avoid carrying a balance, since interest can cancel the rewards.
Card terms come from each issuer and can change. Check the issuer page before you apply. SwitchWize may earn a fee if you apply through a link marked as an offer.