Synchrony Verizon Visa Review 2026
Verizon Visa is worth comparing if the rewards, welcome offer, annual fee, APR, and approval fit match how you actually spend.
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Your card estimate
Net first-year value
First year
+$450
Rewards + bonus - fee - interest drag
Ongoing year
+$300
Excludes one-time welcome offer
SwitchWize take
No-fee everyday card
Bonus value
$150
Rewards
1x points
Annual fee
$0
APR
22.49% to 33.49%
Pros & cons
- No annual fee
- Sign-up bonus worth $150
No material drawbacks found in the data we track.
Derived from the current rate, fees, and terms we track for this product. Confirm the latest details on the provider’s site.
Card truth label
Terms that decide whether this card fits
Fees
What this card can cost you
- Annual fee
- $0
- Foreign transaction fee
- Not verified yet
- Balance transfer fee
- Not verified yet
- Cash advance fee
- Not verified yet
- Late payment fee
- Not verified yet
- Authorized user fee
- Not verified yet
Best for
- People whose spending matches the rewards structure
- Applicants who can use the welcome offer responsibly
- Cardholders who pay in full
- People comparing net first-year value
Not for
- Carrying a balance long term
- Applying only for a bonus without a payoff plan
- Spending more to earn rewards
- Anyone who cannot meet issuer approval requirements
Decision checks
Apply only if these checks pass
$0 annual fee
22.49%-33.49% variable
Spend requirement: $150 statement credit after the first purchase within 90 days of opening; for Verizon wireless or Fios account owners approved 8/12/2026 to 1/13/2027
Synchrony terms control approval, pricing, and rewards
How you earn
Caps, exclusions, merchant coding, and redemption values can change the real return. Verify issuer terms before applying.
If you carry a balance, compare payoff cost before rewards. Interest can erase rewards quickly.
The real value depends on category rules, caps, APR behavior, and whether you carry a balance.
Comparison set
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Questions
Common questions
What is the annual fee for the Verizon Visa?
The Verizon Visa has no annual fee, according to Synchrony's page checked Nov 14, 2026.
What is the APR on the Verizon Visa?
The purchase APR is 22.49% to 33.49%, and it is variable. Your rate depends on your credit.
Sources
Where these figures come from
Fees and APR
https://www.verizon.com/financial-services/verizon-visa-card/ · checked Nov 14, 2026
We could not verify the foreign transaction fee, balance transfer fee, cash advance fee, late payment fee, authorized user fee for this card yet, so we do not show a figure.
Bottom line
Is Verizon Visa worth it?
Verizon Visa is worth comparing if the rewards, welcome offer, annual fee, APR, and approval fit match how you actually spend.
Worth it if: People whose spending matches the rewards structure
Skip it if: Carrying a balance long term