Venture Rewards
Capital OneCredit Card

Venture Rewards

Best for simple flat-rate travel miles

$750bonus$95/yrannual fee2.0x miles per $1; value varies by redemption
Sign-up bonus
$750
See issuer terms
Annual fee
$95
Offset by $750 bonus
Purchase APR
19.49%
Variable — see issuer terms
How you earn
Other purchases
2.0x miles

Points and miles redemption value varies. Bonus categories shown; caps may apply. Verify earning rates and options with the issuer before applying.

SwitchWize take

Best for people who want a straightforward travel card with flat-rate miles and a moderate annual fee. It is a good fit if you prefer simplicity over juggling bonus categories.

Pros & cons
What we like
  • Simple flat 2X miles on all purchases
  • Transferable Capital One miles
  • No foreign transaction fees
  • Global Entry or TSA PreCheck credit
Worth noting
  • Annual fee not waived
  • No lounge access
  • Limited bonus category earning potential
Perks & credits
$25 face value·$25 effective
Global Entry/TSA PreCheck credit
Up to $100 every 4 years; annualized value.
easy
$25

Effective value discounts hard-to-use credits (easy 100% · moderate 75% · hard 50%)

Key terms
Updated Jun 21, 2026
Purchase APR19.49%–28.49% variable
Annual fee$95

Always verify current terms at the issuer before applying. See full offer details →

Venture Rewards
Capital One

Venture Rewards

$750
sign-up bonus
$95
annual fee
$1,255
est. first-year value
$505
ongoing value / yr

Based on $2,500/mo spend

Apply now

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SwitchWize may earn a referral fee when you click through to a partner. Content is for informational purposes only and does not constitute financial advice. Verify current rates, fees, and eligibility directly with the card issuer before applying.