Venture X Rewards
Capital OneCredit Card

Venture X Rewards

Best for simple premium travel rewards

$750bonus$395/yrannual fee2.0x miles per $1; value varies by redemption
Sign-up bonus
$750
See issuer terms
Annual fee
$395
Offset by $750 bonus
Purchase APR
19.49%
Variable — see issuer terms
How you earn
Other purchases
2.0x miles

Points and miles redemption value varies. Bonus categories shown; caps may apply. Verify earning rates and options with the issuer before applying.

SwitchWize take

A premium travel card for people who want lounge access and simple 2X miles on everyday spending. It is easier to justify if you use the annual Capital One Travel credit and anniversary miles.

Pros & cons
What we like
  • Flat 2X miles on all everyday purchases
  • Lounge access via Capital One and Priority Pass
  • Annual $300 travel credit helps offset the fee
  • Transferable miles; authorized users get lounge access at no extra charge
Worth noting
  • Annual fee not waived
  • Travel credit tied to Capital One Travel portal
  • Best value requires travel redemptions
Perks & credits
$894 face value·$702 effective
$300 Capital One Travel credit
Annual credit for bookings through Capital One Travel portal.
moderate
$300
$225 eff.
10,000 anniversary bonus miles
Awarded every year starting first anniversary.
easy
$100
Capital One and Priority Pass lounge access
Capital One Lounge and Priority Pass Select airport lounge access.
moderate
$469
$352 eff.
Global Entry/TSA PreCheck credit
Up to $100 every 4 years; annualized value.
easy
$25

Effective value discounts hard-to-use credits (easy 100% · moderate 75% · hard 50%)

Key terms
Updated Jun 21, 2026
Purchase APR19.49%–28.49% variable
Annual fee$395

Always verify current terms at the issuer before applying. See full offer details →

Venture X Rewards
Capital One

Venture X Rewards

$750
sign-up bonus
$395
annual fee
$955
est. first-year value
$205
ongoing value / yr

Based on $2,500/mo spend

Apply now

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