Sapphire Preferred
Best for flexible travel points
Points and miles redemption value varies. Bonus categories shown; caps may apply. Verify earning rates and options with the issuer before applying.
A strong mid-fee travel card for people who want transferable Chase Ultimate Rewards points without paying premium-card pricing. It works best if you book some travel through Chase or value broad travel protections.
- ✓Transferable Chase Ultimate Rewards points
- ✓Strong travel and trip cancellation protections
- ✓Useful dining and travel rewards
- ✓Lower annual fee than premium travel cards
- ✗Annual fee not waived first year
- ✗Best value requires travel redemptions
- ✗No lounge access
Effective value discounts hard-to-use credits (easy 100% · moderate 75% · hard 50%)
Always verify current terms at the issuer before applying. See full offer details →
Sapphire Preferred
Based on $2,500/mo spend
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