Rates updated October 11, 2026 · 71 banks tracked

GTE Financial CD rates: 3.56% APY best term

Q: Is GTE Financial's CD rate good?

GTE Financial's best CD rate of 3.56% ranks in the lower half of the 71 banks SwitchWize tracks CD rates for. The best available CD rate tracked is 4.83%; the FDIC national savings average is 0.37%.

Q: Which banks pay more than GTE Financial on CDs?

Higher-paying tracked options include washington-savings-bank (3.60%), forbright (3.65%), and northpointe (3.70%).

GTE Financial’s best tracked CD pays 3.56% across 5 terms — ranking in the lower half of the 71 banks SwitchWize tracks CD rates for, where the best available rate is 4.83%. (Updated October 11, 2026.)

GTE Financial CD rates by term

Term	APY
6 months	3.40%
1 year	3.56%Best
2 years	3.35%
3 years	3.45%
5 years	3.56%Best

Is GTE Financial a good CD rate? Not really. At 3.56% its best CD trails the 4.83% best available tracked rate, leaving about $318 a year on the table on a $25,000 deposit.

The gap, in your dollars

At 3.56%, $25,000 earns $890/yr here versus $1,208/yr at the field leader — a $318/yr difference.

See your exact number →

Higher-paying CD alternatives we track

washington savings bankView rates →forbrightView rates →northpointeView rates →

Rates subject to change. Verify before opening a CD.

Is it safe to switch? Any FDIC-insured bank carries the same federal deposit protection — the same coverage big banks carry. Verify GTE Financial and alternatives →

Frequently asked questions

What is GTE Financial's best CD rate?▾

GTE Financial's best tracked CD rate is 3.56% APY as of October 11, 2026, across 5 terms SwitchWize tracks for this bank.

Is GTE Financial's CD rate good?▾

GTE Financial's best CD rate ranks in the lower half of tracked banks. The best available tracked rate is 4.83% and the FDIC national savings average is 0.37%.

Which banks pay more than GTE Financial on CDs?▾

Higher-paying tracked options include washington savings bank, forbright, northpointe. Compare rates at /cds to find the best current option.

← GTE Financial savings rate All tracked banks Compare CD rates

General information only. Rates change frequently; verify directly with the institution before making financial decisions. SwitchWize is not a bank and does not provide financial advice.