Our takeOnline-first savers who want straightforward FDIC-insured savings with competitive rates.
1
PI
PiBankTop rate
FDIC insuredNo minimum
APY
4.40%
+$995
more per year vs your bank
your rate 0.42%top 4.40%
45 savings accounts · Updated daily
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Set your balance and what your bank pays today. Every account shows the real dollars you're missing each year. Switching is free and FDIC-insured.
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How we rankWe rank by total value — not the headline teaser rateSponsored offers are labeled and never ranked higher for payingEvery account here is FDIC-insured to $250,000Methodology →
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Your balance$25,000
Your bank pays0.42%
0%Set your rate5%
Annual opportunity
$995/yr
The top account pays 4.40% APY — 10x your current rate. Switching is free and FDIC-insured.
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Full disclosure →Showing 45 savings accounts
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Our takeRate-focused savers who want a top-tier APY with no monthly fees from an FDIC-insured bank.
2
NB
Newtek Bank
FDIC insuredNo minimum
APY
4.20%
+$945
more per year vs your bank
your rate 0.42%top 4.20%
Our takeSavers willing to open a linked checking account to unlock CIT's top savings rate.
3
CB
CIT Bank
FDIC insured$100 min
APY
4.10%
+$920
more per year vs your bank
your rate 0.42%top 4.10%
Our takeRate-focused savers who want a no-fee online savings account backed by a large, stable private bank.
4
VB
Vio BankTrusted
FDIC insured$100 min
APY
4.03%
+$903
more per year vs your bank
your rate 0.42%top 4.03%
Our takeSavers who can consistently deposit $250+ per month and want a top-tier rate with no fees.
5
LE
LendingClubTrusted
FDIC insuredNo minimum
APY
4.00%
+$895
more per year vs your bank
your rate 0.42%top 4.00%
Our takeStraightforward savers who want a competitive rate, low minimum, and zero monthly fees.
6
BS
Bread SavingsTrusted
FDIC insured$100 min
APY
4.00%
+$895
more per year vs your bank
your rate 0.42%top 4.00%
Our takeRate-focused savers who want a top-tier APY with no fees from a digitally focused bank.
7
OP
Openbank
FDIC insured$500 min
APY
4.00%
+$895
more per year vs your bank
your rate 0.42%top 4.00%
Our takeFee-averse savers who want a competitive yield with zero balance requirements.
8
EV
EverBankTrusted
FDIC insuredNo minimum
APY
3.90%
+$870
more per year vs your bank
your rate 0.42%top 3.90%
Our takeRate-focused savers who want a top-tier APY from an FDIC-insured bank with no monthly fees.
9
PD
Popular DirectTrusted
FDIC insured$100 min
APY
3.90%
+$870
more per year vs your bank
your rate 0.42%top 3.90%
Our takeRate-focused savers who want one of the highest available APYs with no monthly fees.
10
LB
Limelight Bank
FDIC insured$100 min
APY
3.90%
+$870
more per year vs your bank
your rate 0.42%top 3.90%