Rate updated · 64 banks tracked

Rising Bank savings account rate: 3.75% APY

Rising Bank pays 3.75% on its savings account — ranking in the upper half of the 64 banks SwitchWize tracks, where the best available rate is 4.22%. (Updated October 12, 2026.)

Is Rising Bank a good savings rate? Not really. At 3.75% it trails the 4.22% best available rate, leaving about $117 a year on the table on a $25,000 balance.

The gap, in your dollars

At 3.75%, $25,000 earns $938/yr here versus $1,054/yr at the field leader — a $117/yr difference.

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Higher-paying alternatives we track

Rates subject to change. Verify before switching.

Is it safe to switch? Any FDIC-insured bank carries the same federal deposit protection — the same coverage big banks carry. Verify Rising Bank and alternatives →

Frequently asked questions

What is Rising Bank's savings account interest rate?▾

Rising Bank pays 3.75% APY on its savings account as of October 12, 2026, based on rates SwitchWize tracks across 64 banks.

Is Rising Bank's savings rate good?▾

Rising Bank's 3.75% ranks in the upper half of tracked banks. The best available rate is 4.22% and the FDIC national average is 0.38%.

Which banks pay more than Rising Bank?▾

Higher-paying tracked options include openbank, western alliance, forbright. Compare rates at /banks to find the best current option.

General information only. Rates change frequently; verify directly with the institution before making financial decisions. SwitchWize is not a bank and does not provide financial advice.