Rate updated · 64 banks tracked
Ridgewood Savings Bank savings account rate: 3.35% APY
Ridgewood Savings Bank pays 3.35% on its savings account — ranking in the upper half of the 64 banks SwitchWize tracks, where the best available rate is 4.22%. (Updated October 12, 2026.)
Is Ridgewood Savings Bank a good savings rate? Not really. At 3.35% it trails the 4.22% best available rate, leaving about $217 a year on the table on a $25,000 balance.
The gap, in your dollars
At 3.35%, $25,000 earns $838/yr here versus $1,054/yr at the field leader — a $217/yr difference.
See your exact number →Higher-paying alternatives we track
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Frequently asked questions
What is Ridgewood Savings Bank's savings account interest rate?▾
Ridgewood Savings Bank pays 3.35% APY on its savings account as of October 12, 2026, based on rates SwitchWize tracks across 64 banks.
Is Ridgewood Savings Bank's savings rate good?▾
Ridgewood Savings Bank's 3.35% ranks in the upper half of tracked banks. The best available rate is 4.22% and the FDIC national average is 0.38%.
Which banks pay more than Ridgewood Savings Bank?▾
Higher-paying tracked options include barclays, betterment, cash app. Compare rates at /banks to find the best current option.
General information only. Rates change frequently; verify directly with the institution before making financial decisions. SwitchWize is not a bank and does not provide financial advice.