Rate updated · 103 banks tracked

Northpointe Bank savings account rate: 0.25% APY

Northpointe Bank pays 0.25% on its savings account — ranking in the lower half of the 103 banks SwitchWize tracks, where the best available rate is 4.28%. (Updated August 1, 2026.)

Is Northpointe Bank a good savings rate? Not really. At 0.25% it trails the 4.28% best available rate, leaving about $1,008 a year on the table on a $25,000 balance.

The gap, in your dollars

At 0.25%, $25,000 earns $63/yr here versus $1,071/yr at the field leader — a $1,008/yr difference.

See your exact number →

Higher-paying alternatives we track

Rates subject to change. Verify before switching.

Is it safe to switch? Any FDIC-insured bank carries the same federal deposit protection — the same coverage big banks carry. Verify Northpointe Bank and alternatives →

Frequently asked questions

What is Northpointe Bank's savings account interest rate?

Northpointe Bank pays 0.25% APY on its savings account as of August 1, 2026, based on rates SwitchWize tracks across 103 banks.

Is Northpointe Bank's savings rate good?

Northpointe Bank's 0.25% ranks in the lower half of tracked banks. The best available rate is 4.28% and the FDIC national average is 0.38%.

Which banks pay more than Northpointe Bank?

Higher-paying tracked options include gtefinancial, chime, first internet bank. Compare rates at /banks to find the best current option.

General information only. Rates change frequently; verify directly with the institution before making financial decisions. SwitchWize is not a bank and does not provide financial advice.