Rate updated · 64 banks tracked
Northpointe Bank savings account rate: 2.55% APY
Northpointe Bank pays 2.55% on its savings account — ranking in the lower half of the 64 banks SwitchWize tracks, where the best available rate is 4.23%. (Updated October 12, 2026.)
Is Northpointe Bank a good savings rate? Not really. At 2.55% it trails the 4.23% best available rate, leaving about $421 a year on the table on a $25,000 balance.
The gap, in your dollars
At 2.55%, $25,000 earns $637/yr here versus $1,058/yr at the field leader — a $421/yr difference.
See your exact number →Higher-paying alternatives we track
Rates subject to change. Verify before switching.
Frequently asked questions
What is Northpointe Bank's savings account interest rate?▾
Northpointe Bank pays 2.55% APY on its savings account as of October 12, 2026, based on rates SwitchWize tracks across 64 banks.
Is Northpointe Bank's savings rate good?▾
Northpointe Bank's 2.55% ranks in the lower half of tracked banks. The best available rate is 4.23% and the FDIC national average is 0.38%.
Which banks pay more than Northpointe Bank?▾
Higher-paying tracked options include citizens access, alto, lendingclub. Compare rates at /banks to find the best current option.
General information only. Rates change frequently; verify directly with the institution before making financial decisions. SwitchWize is not a bank and does not provide financial advice.