Rate updated · 64 banks tracked
Emigrant Direct savings account rate: 3.00% APY
Emigrant Direct pays 3.00% on its savings account — ranking in the lower half of the 64 banks SwitchWize tracks, where the best available rate is 4.25%. (Updated October 11, 2026.)
Is Emigrant Direct a good savings rate? Not really. At 3.00% it trails the 4.25% best available rate, leaving about $313 a year on the table on a $25,000 balance.
The gap, in your dollars
At 3.00%, $25,000 earns $750/yr here versus $1,063/yr at the field leader — a $313/yr difference.
See your exact number →Higher-paying alternatives we track
Rates subject to change. Verify before switching.
Frequently asked questions
What is Emigrant Direct's savings account interest rate?▾
Emigrant Direct pays 3.00% APY on its savings account as of October 11, 2026, based on rates SwitchWize tracks across 64 banks.
Is Emigrant Direct's savings rate good?▾
Emigrant Direct's 3.00% ranks in the lower half of tracked banks. The best available rate is 4.25% and the FDIC national average is 0.37%.
Which banks pay more than Emigrant Direct?▾
Higher-paying tracked options include apple bank, ally, american express. Compare rates at /banks to find the best current option.
General information only. Rates change frequently; verify directly with the institution before making financial decisions. SwitchWize is not a bank and does not provide financial advice.