Rate updated · 64 banks tracked
BECU savings account rate: 0.20% APY
BECU pays 0.20% on its savings account — ranking in the bottom quartile of the 64 banks SwitchWize tracks, where the best available rate is 4.22%. (Updated October 12, 2026.)
Is BECU a good savings rate? Not really. At 0.20% it trails the 4.22% best available rate, leaving about $1,004 a year on the table on a $25,000 balance.
The gap, in your dollars
At 0.20%, $25,000 earns $50/yr here versus $1,054/yr at the field leader — a $1,004/yr difference.
See your exact number →Higher-paying alternatives we track
Rates subject to change. Verify before switching.
Frequently asked questions
What is BECU's savings account interest rate?▾
BECU pays 0.20% APY on its savings account as of October 12, 2026, based on rates SwitchWize tracks across 64 banks.
Is BECU's savings rate good?▾
BECU's 0.20% ranks in the bottom quartile of tracked banks. The best available rate is 4.22% and the FDIC national average is 0.38%.
Which banks pay more than BECU?▾
Higher-paying tracked options include cit bank, first horizon bank, wintrust. Compare rates at /banks to find the best current option.
General information only. Rates change frequently; verify directly with the institution before making financial decisions. SwitchWize is not a bank and does not provide financial advice.