Rate updated · 64 banks tracked
Banesco USA savings account rate: 1.35% APY
Banesco USA pays 1.35% on its savings account — ranking in the lower half of the 64 banks SwitchWize tracks, where the best available rate is 4.22%. (Updated October 12, 2026.)
Is Banesco USA a good savings rate? Not really. At 1.35% it trails the 4.22% best available rate, leaving about $717 a year on the table on a $25,000 balance.
The gap, in your dollars
At 1.35%, $25,000 earns $338/yr here versus $1,054/yr at the field leader — a $717/yr difference.
See your exact number →Higher-paying alternatives we track
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Frequently asked questions
What is Banesco USA's savings account interest rate?▾
Banesco USA pays 1.35% APY on its savings account as of October 12, 2026, based on rates SwitchWize tracks across 64 banks.
Is Banesco USA's savings rate good?▾
Banesco USA's 1.35% ranks in the lower half of tracked banks. The best available rate is 4.22% and the FDIC national average is 0.38%.
Which banks pay more than Banesco USA?▾
Higher-paying tracked options include wintrust, east west bank, citizens access. Compare rates at /banks to find the best current option.
General information only. Rates change frequently; verify directly with the institution before making financial decisions. SwitchWize is not a bank and does not provide financial advice.