Rate checked November 8, 2026 (today)
Banesco USA money market rate: 3.75% APY
Banesco USA's money market account pays 3.75% APY. That ranks 6th of the 18 banks we track for this account. The best is 4.05% at CFG Bank.
- APY
- 3.75%
- Last change
- Up 0.25 pts
- Sep 23, 2026
- Last checked
- today
- Nov 8, 2026
- Minimum deposit
- $2,500
What it earns on $25,000
At 3.75%, $25,000 earns about $938 in a year.
The best rate earns about $1,013 on the same money. Choosing Banesco USA instead gives up about $75 a year.
The middle rate across 18 banks is 3.50%. Banesco USA lists a $2,500 minimum to open. Figures are one year of interest at today's rate, before taxes. Rates can change at any time.
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Banesco USA money market account rate over time
- All-time high
- 3.75%Sep 23, 2026
- All-time low
- 3.50%Aug 4, 2026
- Changes
- 1
- Tracked since
- Aug 4, 2026
High and low cover the history we hold (the last two years at most), not the whole life of the account.
Banesco USA money market account rate history
This rate has changed 1 time since we began tracking it on August 4, 2026.
| Date | APY | Change |
|---|---|---|
| September 23, 2026 | 3.75% | +0.25 pts |
| August 4, 2026 | 3.50% | First tracked |
Banks that pay more
- CFG Bank4.05%
- Zynlo Bank4.05%
- Bank5 Connect4.00%
Other Banesco USA rates
Questions
What is Banesco USA's money market account rate?
Banesco USA pays 3.75% APY on its money market account, based on its own rate page when we last checked. That earns about $938 a year on $25,000.
Is Banesco USA's money market account rate good?
It is 6th of the 18 banks we track for this account. The best tracked rate is 4.05% at CFG Bank, and the middle rate is 3.50%. On $25,000, the best rate earns about $75 a year more.
Which banks pay more than Banesco USA?
CFG Bank (4.05%), Zynlo Bank (4.05%), Bank5 Connect (4.00%) pay more for this account. Rates change often, so check the bank's own page before you open one.
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General information only. These rates are tracked from public pages, so confirm the rate, fees and requirements with the bank before you open an account. SwitchWize is not a bank and does not give financial advice.