Historical archive

Money Market history

A rate archive for seeing where money market has moved, what the current rate means, and which SwitchWize action fits next.

Historical archive

Money Market over time

+5bps this week

Sep 21

4.10%

Sep 22

4.00%

Sep 23

4.10%

Archive high

4.15%

Highest observed point in this archive window.

Archive low

3.80%

Lowest observed point in this archive window.

Archive average

4.05%

105 observations summarized for context.

Archive table

Current rate: 4.10% APY — 105 observations

Jun 44.10%Avg 1.83%

Jun 54.10%Avg 1.83%

Jun 63.90%Avg 1.73%

Jun 74.10%Avg 1.83%

Jun 84.10%Avg 1.83%

Jun 93.90%Avg 1.73%

Jun 103.90%Avg 1.73%

Jun 113.90%Avg 1.76%

Jun 123.90%Avg 1.76%

Jun 133.90%Avg 1.76%

Jun 144.10%Avg 1.86%

Jun 163.90%Avg 1.76%

Jun 174.10%Avg 1.85%

Jun 183.90%Avg 1.77%

Jun 194.15%Avg 2.03%

Jun 214.15%Avg 1.85%

Jun 224.15%Avg 1.85%

Jun 234.15%Avg 1.82%

Jun 244.15%Avg 1.87%

Jun 254.15%Avg 1.87%

Jun 264.10%Avg 1.76%

Jun 274.10%Avg 1.87%

Jun 284.15%Avg 1.91%

Jun 294.15%Avg 1.91%

Jun 303.90%Avg 1.74%

Jul 13.90%Avg 1.70%

Jul 23.90%Avg 1.70%

Jul 33.90%Avg 1.66%

Jul 44.10%Avg 1.76%

Jul 54.15%Avg 1.83%

Jul 64.15%Avg 1.83%

Jul 84.15%Avg 1.82%

Jul 93.90%Avg 1.78%

Jul 103.90%Avg 1.66%

Jul 113.90%Avg 1.74%

Jul 123.90%Avg 1.74%

Jul 134.15%Avg 1.96%

Jul 144.10%Avg 1.86%

Jul 153.90%Avg 1.70%

Jul 163.90%Avg 1.59%

Jul 174.15%Avg 1.89%

Jul 184.10%Avg 1.72%

Jul 194.15%Avg 1.89%

Jul 204.10%Avg 1.73%

Jul 214.10%Avg 1.70%

Jul 223.80%Avg 1.65%

Jul 233.90%Avg 1.73%

Jul 243.80%Avg 1.65%

Jul 253.90%Avg 1.74%

Jul 264.10%Avg 1.79%

Jul 274.10%Avg 1.84%

Jul 284.10%Avg 1.94%

Jul 294.10%Avg 1.90%

Jul 314.10%Avg 1.86%

Aug 14.10%Avg 1.83%

Aug 24.10%Avg 1.83%

Aug 43.90%Avg 1.70%

Aug 54.00%Avg 3.43%

Aug 64.00%Avg 3.46%

Aug 74.00%Avg 3.45%

Aug 84.00%Avg 3.42%

Aug 94.00%Avg 3.42%

Aug 104.00%Avg 3.42%

Aug 114.00%Avg 3.45%

Aug 124.00%Avg 1.72%

Aug 134.00%Avg 1.67%

Aug 144.00%Avg 1.67%

Aug 154.10%Avg 1.77%

Aug 164.10%Avg 1.99%

Aug 174.10%Avg 1.99%

Aug 184.10%Avg 1.92%

Aug 194.10%Avg 1.78%

Aug 204.10%Avg 1.79%

Aug 214.10%Avg 1.78%

Aug 224.10%Avg 1.99%

Aug 234.10%Avg 1.99%

Aug 244.10%Avg 1.84%

Aug 254.10%Avg 1.99%

Aug 264.10%Avg 1.95%

Aug 274.10%Avg 1.82%

Aug 284.10%Avg 1.99%

Aug 294.10%Avg 1.82%

Aug 304.10%Avg 1.97%

Aug 314.10%Avg 1.92%

Sep 14.10%Avg 1.83%

Sep 24.10%Avg 1.89%

Sep 34.10%Avg 1.85%

Sep 44.10%Avg 1.96%

Sep 74.10%Avg 1.85%

Sep 84.10%Avg 1.84%

Sep 94.10%Avg 1.80%

Sep 104.10%Avg 1.85%

Sep 114.10%Avg 1.89%

Sep 124.10%Avg 1.93%

Sep 134.10%Avg 1.85%

Sep 144.10%Avg 1.84%

Sep 154.10%Avg 1.78%

Sep 164.10%Avg 1.77%

Sep 174.00%Avg 1.68%

Sep 184.10%Avg 1.77%

Sep 194.10%Avg 1.74%

Sep 204.10%Avg 1.74%

Sep 214.10%Avg 1.78%

Sep 224.00%Avg 1.72%

Sep 234.10%Avg 1.68%

Verified existing coverage

Use what SwitchWize already has

6 links

GuideBest Money Market Accounts: High Rates With Check-Writing FlexibilityThe best money market accounts pay around 4.10% APY with check-writing access and FDIC insurance. We ranked 14 MMAs for rate, minimum balance, and withdrawal flexibility.GuidePrivate Bank Minimum Requirements: The Real Entry LadderPrivate bank minimum requirements range from $3M to $25M in investable assets. Compare thresholds, fees, and alternatives to find your best fit.GuideRetirement Savings: Build a Plan That Actually LastsA complete guide to retirement savings 2026 covering how much to save, which accounts to use, catch-up strategies for late starters, and tax-smart withdrawals.GuideTokenized Treasuries Guide: On-Chain T-Bill Yield ExplainedA complete tokenized treasuries guide comparing on-chain T-bill yields, fees, and risks to money market funds and high-yield savings accounts for 2026.CalculatorRate Gap CalculatorCompare two entered APY scenarios over one year and show simple, non-compounded five- and ten-year extensions.ComparisonProduct comparisonExisting SwitchWize comparison page connected to this rate.