Rate updated · 87 banks tracked

First National Bank of America savings account rate: 2.25% APY

First National Bank of America pays 2.25% on its savings account — ranking in the lower half of the 87 banks SwitchWize tracks, where the top available rate is 3.9%. (Updated June 18, 2026.)

The gap, in your dollars

At 2.25%, $25,000 earns $563/yr here versus $975/yr at the field leader — a $413/yr difference.

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Higher-paying alternatives we track

Rates subject to change. Verify before switching.

Is it safe to switch? Any FDIC-insured bank carries the same federal deposit protection — the same coverage big banks carry. Verify First National Bank of America and alternatives →

Frequently asked questions

What is First National Bank of America's savings account interest rate?

First National Bank of America pays 2.25% APY on its savings account as of June 18, 2026, based on rates SwitchWize tracks across 87 banks.

Is First National Bank of America's savings rate good?

First National Bank of America's 2.25% ranks in the lower half of tracked banks. The top available rate is 3.9% and the big-bank median is 3%.

Which banks pay more than First National Bank of America?

Higher-paying tracked options include varo, penfed, ally. Compare rates at /banks to find the best current option.

General information only. Rates change frequently; verify directly with the institution before making financial decisions. SwitchWize is not a bank and does not provide financial advice.