Rate updated · 64 banks tracked
Emigrant Bank savings account rate: 1.00% APY
Emigrant Bank pays 1.00% on its savings account — ranking in the bottom quartile of the 64 banks SwitchWize tracks, where the best available rate is 4.25%. (Updated October 11, 2026.)
Is Emigrant Bank a good savings rate? Not really. At 1.00% it trails the 4.25% best available rate, leaving about $813 a year on the table on a $25,000 balance.
The gap, in your dollars
At 1.00%, $25,000 earns $250/yr here versus $1,063/yr at the field leader — a $813/yr difference.
See your exact number →Higher-paying alternatives we track
Rates subject to change. Verify before switching.
Frequently asked questions
What is Emigrant Bank's savings account interest rate?▾
Emigrant Bank pays 1.00% APY on its savings account as of October 11, 2026, based on rates SwitchWize tracks across 64 banks.
Is Emigrant Bank's savings rate good?▾
Emigrant Bank's 1.00% ranks in the bottom quartile of tracked banks. The best available rate is 4.25% and the FDIC national average is 0.38%.
Which banks pay more than Emigrant Bank?▾
Higher-paying tracked options include wintrust, east west bank, citizens access. Compare rates at /banks to find the best current option.
General information only. Rates change frequently; verify directly with the institution before making financial decisions. SwitchWize is not a bank and does not provide financial advice.