Rate updated · 64 banks tracked

Citizens Trust Bank savings account rate: 0.05% APY

Citizens Trust Bank pays 0.05% on its savings account — ranking in the bottom quartile of the 64 banks SwitchWize tracks, where the best available rate is 4.23%. (Updated October 12, 2026.)

Is Citizens Trust Bank a good savings rate? Not really. At 0.05% it trails the 4.23% best available rate, leaving about $1,046 a year on the table on a $25,000 balance.

The gap, in your dollars

At 0.05%, $25,000 earns $13/yr here versus $1,058/yr at the field leader — a $1,046/yr difference.

See your exact number →

Higher-paying alternatives we track

Rates subject to change. Verify before switching.

Is it safe to switch? Any FDIC-insured bank carries the same federal deposit protection — the same coverage big banks carry. Verify Citizens Trust Bank and alternatives →

Frequently asked questions

What is Citizens Trust Bank's savings account interest rate?▾

Citizens Trust Bank pays 0.05% APY on its savings account as of October 12, 2026, based on rates SwitchWize tracks across 64 banks.

Is Citizens Trust Bank's savings rate good?▾

Citizens Trust Bank's 0.05% ranks in the bottom quartile of tracked banks. The best available rate is 4.23% and the FDIC national average is 0.38%.

Which banks pay more than Citizens Trust Bank?▾

Higher-paying tracked options include first citizens, primis, south state bank. Compare rates at /banks to find the best current option.

General information only. Rates change frequently; verify directly with the institution before making financial decisions. SwitchWize is not a bank and does not provide financial advice.