Rate updated · 87 banks tracked
Citibank savings account rate: 0.03% APY
Citibank pays 0.03% on its savings account — ranking in the bottom quartile of the 87 banks SwitchWize tracks, where the top available rate is 3.9%. (Updated June 18, 2026.)
The gap, in your dollars
At 0.03%, $25,000 earns $8/yr here versus $975/yr at the field leader — a $968/yr difference.
See your exact number →Higher-paying alternatives we track
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Frequently asked questions
What is Citibank's savings account interest rate?▾
Citibank pays 0.03% APY on its savings account as of June 18, 2026, based on rates SwitchWize tracks across 87 banks.
Is Citibank's savings rate good?▾
Citibank's 0.03% ranks in the bottom quartile of tracked banks. The top available rate is 3.9% and the big-bank median is 3%.
Which banks pay more than Citibank?▾
Higher-paying tracked options include bank of america, america first fcu, applied. Compare rates at /banks to find the best current option.
General information only. Rates change frequently; verify directly with the institution before making financial decisions. SwitchWize is not a bank and does not provide financial advice.