Rate checked November 8, 2026 (today)
Banesco USA 3-month CD rate: 3.85% APY
Banesco USA's 3-month CD pays 3.85% APY. That ranks 9th of the 40 banks we track for this term. The best is 4.30% at Bank5 Connect.
- APY
- 3.85%
- Last change
- Up 0.05 pts
- Oct 7, 2026
- Last checked
- today
- Nov 8, 2026
What it earns on $25,000
At 3.85%, $25,000 earns about $963 in the first year.
The best 3-month CD earns about $1,075 on the same money. Choosing Banesco USA instead gives up about $112 a year.
The middle 3-month rate across 40 banks is 2.95%. Figures are first-year interest at the quoted APY, before taxes.
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Banesco USA 3-month CD rate over time
- All-time high
- 3.85%Oct 7, 2026
- All-time low
- 3.80%Aug 4, 2026
- Changes
- 1
- Tracked since
- Aug 4, 2026
High and low cover the history we hold (the last two years at most), not the whole life of the account.
Banesco USA 3-month CD rate history
This rate has changed 1 time since we began tracking it on August 4, 2026.
| Date | APY | Change |
|---|---|---|
| October 7, 2026 | 3.85% | +0.05 pts |
| August 4, 2026 | 3.80% | First tracked |
Banks that pay more for a 3-month CD
- Bank5 Connect4.30%
- Popular Direct4.30%
- Merrick Bank4.26%
Banesco USA CD rates for other terms
Other Banesco USA rates
Questions
What is Banesco USA's 3-month CD rate?
Banesco USA pays 3.85% APY on its 3-month CD, based on its own rate page when we last checked. That earns about $963 a year on $25,000.
Is Banesco USA's 3-month CD rate good?
It ranks 9th of the 40 banks we track for this term. The best rate for this term is 4.30% at Bank5 Connect, and the middle rate is 2.95%. Choosing Banesco USA over the best costs about $112 a year on $25,000.
Which banks pay more than Banesco USA on a 3-month CD?
Bank5 Connect (4.30%), Popular Direct (4.30%), Merrick Bank (4.26%).
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