Share a negotiated rate, anonymously

Published lender rate schedules are only half the picture -- most large lines get individually negotiated below the sticker rate. If you have a securities-based, Lombard, or custom lending line and know your actual all-in rate or spread, sharing it helps every future reader see a more realistic range, not just the list price.

No name, email, or account is collected. Every submission goes into a review queue before it counts toward anything shown publicly on this site -- see the SBL Spread Index for how the index itself is built from published lender data today.

Enter at least one of all-in rate or spread. Both if you know both.

No name, email, or account required. We never ask who you are.

Important information

This page is informational only and is not investment, tax, or legal advice, and is not a recommendation to borrow or a statement that any specific lender is best for you. Interest on a securities-based, Lombard, or similar loan may or may not be tax-deductible depending on how the proceeds are used; consult a qualified tax advisor about your own situation. Borrowing against a portfolio carries margin-call risk: if pledged collateral loses value, a lender can require additional collateral or repayment on short notice, potentially forcing a sale at a loss. Rates are typically variable and can rise. Figures labeled "published" come from a lender's own rate disclosures as of the date shown; figures labeled "estimated" are ranges derived from a limited sample and are not a quote. SwitchWize receives no compensation from any lender named on this page.