Historical archive

Savings Rates history

A rate archive for seeing where savings rates has moved, what the current rate means, and which SwitchWize action fits next.

Historical archive

Savings Rates over time

No weekly change
May 5Jun 1Jun 25Jul 17Aug 9

Aug 7

4.20%

Aug 8

4.20%

Aug 9

4.20%

Archive high

4.50%

Highest observed point in this archive window.

Archive low

3.40%

Lowest observed point in this archive window.

Archive average

4.44%

89 observations summarized for context.

Archive table

Current rate: 4.40% APY89 observations

May 54.40%Avg 2.46%
May 64.40%Avg 2.41%
May 74.40%Avg 2.45%
May 84.40%Avg 2.45%
May 104.40%Avg 2.43%
May 114.40%Avg 2.54%
May 144.40%Avg 2.50%
May 154.40%Avg 2.54%
May 163.50%Avg 3.50%
May 174.40%Avg 2.53%
May 184.50%Avg 2.22%
May 194.50%Avg 2.21%
May 214.50%Avg 2.24%
May 224.50%Avg 2.19%
May 234.50%Avg 2.21%
May 244.50%Avg 2.22%
May 254.50%Avg 2.20%
May 263.50%Avg 3.50%
May 274.50%Avg 2.16%
May 284.50%Avg 2.16%
May 294.50%Avg 2.16%
May 314.50%Avg 2.21%
Jun 14.50%Avg 2.22%
Jun 24.50%Avg 2.24%
Jun 34.50%Avg 2.22%
Jun 44.50%Avg 2.23%
Jun 54.50%Avg 2.19%
Jun 64.50%Avg 2.21%
Jun 74.50%Avg 2.21%
Jun 84.50%Avg 2.20%
Jun 94.50%Avg 2.21%
Jun 104.50%Avg 2.22%
Jun 114.50%Avg 2.15%
Jun 124.50%Avg 2.14%
Jun 134.50%Avg 2.12%
Jun 144.50%Avg 2.12%
Jun 164.50%Avg 2.12%
Jun 174.50%Avg 2.13%
Jun 184.50%Avg 2.13%
Jun 194.50%Avg 2.20%
Jun 214.50%Avg 2.17%
Jun 224.50%Avg 2.17%
Jun 234.50%Avg 2.15%
Jun 244.50%Avg 2.17%
Jun 254.50%Avg 2.14%
Jun 264.50%Avg 2.17%
Jun 274.50%Avg 2.19%
Jun 284.50%Avg 2.19%
Jun 294.50%Avg 2.19%
Jun 304.50%Avg 2.16%
Jul 14.50%Avg 2.14%
Jul 24.50%Avg 2.17%
Jul 34.50%Avg 1.96%
Jul 44.50%Avg 2.15%
Jul 54.50%Avg 2.15%
Jul 64.50%Avg 2.16%
Jul 74.25%Avg 3.92%
Jul 84.50%Avg 2.15%
Jul 94.50%Avg 2.26%
Jul 104.50%Avg 2.15%
Jul 114.50%Avg 2.16%
Jul 124.50%Avg 2.16%
Jul 134.50%Avg 2.16%
Jul 144.50%Avg 2.19%
Jul 154.50%Avg 2.18%
Jul 164.50%Avg 2.14%
Jul 174.50%Avg 2.20%
Jul 184.50%Avg 2.15%
Jul 194.50%Avg 2.17%
Jul 204.50%Avg 2.15%
Jul 214.50%Avg 2.18%
Jul 224.50%Avg 2.14%
Jul 234.50%Avg 2.18%
Jul 244.50%Avg 2.15%
Jul 254.50%Avg 2.17%
Jul 264.50%Avg 2.17%
Jul 274.50%Avg 2.18%
Jul 284.50%Avg 2.23%
Jul 294.50%Avg 2.20%
Jul 314.50%Avg 2.16%
Aug 14.50%Avg 2.18%
Aug 24.50%Avg 2.18%
Aug 33.40%Avg 3.20%
Aug 44.50%Avg 2.16%
Aug 54.20%Avg 3.55%
Aug 64.20%Avg 3.63%
Aug 74.20%Avg 3.42%
Aug 84.20%Avg 3.62%
Aug 94.20%Avg 3.62%

Verified existing coverage

Use what SwitchWize already has

6 links
GuideBest High Yield Savings Account: Top Picks ComparedCompare the best high yield savings account 2026 options ranked by APY, fees, and features. See how much more your cash could earn at today's top rates.GuideThe Aging Parents Money Playbook (2026)Helping aging parents is really two financial problems at once: paying for care that can run past $100,000 a year, and doing it without draining your own retirement. This is the playbook: the funding order that pays for care in the right sequence, how to protect your finances, the Medicaid five-year clock, and the documents to get in place first.GuideBest Banks for Creators in: Banking for Irregular, Multi-Platform IncomeCreator income arrives from many platforms, on no fixed schedule, mixing business and personal money. Most bank accounts are built for a steady paycheck. Here is what to look for, and how to structure accounts so taxes and irregular pay do not derail you.GuideThe Divorce Money Playbook: Untangling Two Lives (2026)Divorce is, in financial terms, the work of turning one shared money life into two separate ones, and doing it methodically protects you where it matters most. This is the playbook: inventory everything, divide retirement without a tax bomb, separate accounts and credit, update beneficiaries, decide the house, and rebuild on one income.CalculatorRate Gap CalculatorCompare two entered APY scenarios over one year and show simple, non-compounded five- and ten-year extensions.ComparisonProduct comparisonExisting SwitchWize comparison page connected to this rate.