Beyond the savings account. Grow and protect every dollar.
Beyond traditional banking — private credit, tokenized Treasuries, and insurance in one place. Research tools and educational guides for each category, with curated platforms to compare when you're ready.
Editor's top picks
Hand-curated across all three categories
Yieldstreet
Private Credit
9.80% avg net return
Fundrise
Real Estate Debt
8.2% target
Percent
Private Credit
~12% target (varies)
BlackRock BUIDL
Tokenized Treasury
5.14% APY
Franklin Templeton
Tokenized Treasury
5.07% APY
Haven Life
Term Life
From $18/mo
Ladder Life
Term Life
From $16/mo
Lemonade
Renter's
From $5/mo
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Private Markets
Earn more than your savings account can offer.
Private credit, real estate debt, and interval funds target 7–12% annual yields — asset classes institutional investors have used for decades. Some platforms now offer access from $500. Target yields are not guaranteed and past performance does not predict future results.
Alternative investments carry risk of loss and may not be suitable for all investors. Past performance does not guarantee future results. Minimum investments and yields vary by platform.
Digital Asset Yields
T-bill yields. On-chain. Same-day liquidity.
We're not talking about speculative crypto. Tokenized Treasury products now let you earn government bond yields with blockchain-native liquidity — no lock-up, no volatility.
Tokenized securities are subject to regulatory risks and blockchain network risks. Products listed are issued by regulated financial institutions. Target yields are not guaranteed.
Insurance
Protect what you've built.
You're optimizing your savings rate and growing wealth. Make sure one bad event doesn't undo it. Compare term life, renters, and umbrella coverage in minutes — no agent required.
Insurance products are provided by third-party insurers. SwitchWize may receive referral compensation. Quotes are estimates.
Term Life Insurance
$500K coverage · 10, 20, or 30-year terms
Min. $18/mo
From $18/mo
Whole Life Insurance
Permanent coverage with cash value growth
Min. Varies
A+ rated
Renter's Insurance
Personal property + liability protection
Min. $5/mo
From $5/mo
Umbrella Insurance
$1M+ extra liability above home & auto
Min. $150/yr
From $150/yr
Not sure where to start?
Money Map analyzes your full financial picture and shows you exactly how to allocate — from HYSA to private credit to insurance — based on your balance, goals, and timeline.
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