Term Life Insurance · $500K from $18/month

Protect your family. From $18/month.

Compare term life quotes from A-rated insurers. $500K coverage, no medical exam required for most applicants. 5 minutes to your best rate.

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What to compare

Compare coverage, not just premium

The cheapest policy is not always the right one. Compare exclusions, carrier strength, and fit.

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YOUR BALANCE$10,000
$1,000$100,000
ESTIMATED ANNUAL BENEFIT
$636
AT 6.37%

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How to choose term life insurance

Master your finances with our expert-curated guides and insights.

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Calculate coverage needed

Rule of thumb: 10–12× your annual income. Factor in mortgage, dependents, and income replacement for your working years.

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Match the term to your need

20-year term covers you while kids are young and mortgage is active. 30-year provides maximum protection into retirement.

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Check A.M. Best rating

Only buy from insurers rated A or better by A.M. Best. This measures financial strength and ability to pay claims.

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No-exam options available

Most healthy applicants under 60 qualify for no-medical-exam policies with same-day approval and competitive rates.

How much life insurance do I need?›
A common rule is 10–12× your annual income. But the real answer depends on your mortgage balance, number of dependents, and debts. Our calculator can give you a personalized number.
What is the difference between term and whole life?›
Term life covers you for a set period and pays out if you die during that term. Whole life is permanent, costs more, but builds cash value over time. Most financial advisors recommend term for pure protection.
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