Fine Print Bureau
Wells Fargo Autograph Journey Card
Verified 2026-10-07 against Wells Fargo's own terms page.
What it costs
- Annual fee: $95
- APR range: 19.74%–28.74%
- Foreign transaction fee: None
What you get, and what you have to do to get it
- Annual Airline Statement Credit (annual)
- Auto Rental Collision Damage Waiver (per trip)
- Autograph Card Exclusives (other)
- Cellular Telephone Protection (other)
- Contactless Cards (other)
- Credit Close-Up (monthly)
- Emergency Cash Disbursement and Card Replacement (other)
- Lost Baggage Reimbursement (per trip)
- My Wells Fargo Deals (other)
- Travel and Emergency Assistance Services (other)
- Trip Cancellation and Interruption Protection (per trip)
- Visa Signature Concierge Services (other)
- Visa Signature Luxury Hotel Collection (other)
- Worldwide Automatic Common Carrier Travel Accident Insurance (other)
- Zero Liability Protection (other)
Only benefits whose terms have cleared review are listed — a benefit the issuer advertises but that has not been verified here is omitted rather than repeated. Per-benefit values are not shown because the underlying field mixes dollars, miles, points and insurance limits without recording which. The dollar question is answered below.
What the fee costs you regardless of use
The $95 annual fee is charged whether or not you use any of the benefits above. There is no realized-value model for this card yet, so we are not estimating what the benefits are worth in practice.
Date verified and source
Verified 2026-10-07 directly against the issuer's published terms: View Wells Fargo's official terms page
Every figure above traces to a source-evidence row reviewed against the issuer's own terms page — not an aggregator. See the Fine Print Bureau methodology.