Business CD rates
Regions Bank business CD rates
Regions Bank offers 3 business CD terms. The highest rate is 3.85% APY on the 17 months CD, which needs $500 to open. That ranks 2nd of 2 banks we track for that term. Rates were last checked November 14, 2026.
- Top rate
- 3.85% APY, 17 months
- Opens from
- $500
- Early exit on $25,000
- Not published
Rates by term
Rank compares each term with the same term at the other banks we track.
| Term | APY | Rank | Open with | Early withdrawal |
|---|---|---|---|---|
| 6 months | 3.25% | 15th of 250.35 pts below median | $500 | A penalty applies; the bank does not publish the amount |
| 11 months | 3.75% | 3rd of 40.13 pts below median | $500 | A penalty applies; the bank does not publish the amount |
| 17 months | 3.85% | 2nd of 20.08 pts below median | $500 | A penalty applies; the bank does not publish the amount |
APY means the yearly yield with compounding. The bank can change rates on new CDs at any time. A CD you already hold keeps its rate until the term ends.
Who this fits, and who should look elsewhere
It fits when
- You want to start small. A CD opens from $500.
Look elsewhere when
- You cannot meet the conditions listed on this page.
- You want to know the early withdrawal cost up front. The bank does not publish it for every term.
How it works
- Interest
- Compounded daily
- Rate type
- Fixed
- At the end of the term
- Not published
- Adding money later
- Not published
- How to open
- Not published
- Deposit insurance
- Insured by the FDIC
What the bank says about early withdrawal: Substantial penalty for early withdrawal.
- Rate shown is the standard APY. Customers with a Regions business checking account who meet the relationship rules earn more (3.50%, 4.00% and 4.10% APY on these terms).
- These are promotional rates for a limited time. Rates were read for ZIP 35203 (Alabama) and vary by location.
How we checked: this bank's pages block automated reading, so the rates were read in a regular browser session on November 14, 2026. We cannot re-check them automatically, so they stay up for a shorter time.
Before you open
- Make sure your type of business can open one.
- Write down the maturity date and the days you get to withdraw without a penalty.
- Read the bank's account agreement.
Banks with a similar top rate
Common questions
What are Regions Bank's business CD rates?
6 months 3.25%, 11 months 3.75%, 17 months 3.85% APY, as of November 14, 2026.
How much does it cost to open a Regions Bank business CD?
The page we read says $500 to open.
What if I take money out of a Regions Bank business CD early?
The bank says: Substantial penalty for early withdrawal.
Are deposits at Regions Bank insured?
Yes. The bank states its deposits are insured by the FDIC.
Where this comes from
Each fact was copied from the bank's own page. Where the bank allows it, we check it against the page again on a schedule.
| Fact | What the bank says |
|---|---|
| maturityTermDays | 6 months 3.44% 3.50% 3.20% 3.25%Open the page |
| interestRate | 6 months 3.44% 3.50% 3.20% 3.25%Open the page |
| Minimum to open | The minimum balance to open a CD and obtain the APY with a term of 90 days or more is $500.Open the page |
| Early withdrawal penalty | Substantial penalty for early withdrawal.Open the page |
| How interest is paid | Compounded daily and paid according to the terms of the CDOpen the page |
| Rate type | Rate is fixed for the term of the CDOpen the page |
| conditions | Rate shown is the standard APY. Customers with a Regions business checking account who meet the relationship rules earn more (3.50%, 4.00% and 4.10% APY on these terms). These are promotional rates for a limited time. Rates were read for ZIP 35203 (Alabama) and vary by location.Open the page |
| Deposit insurance | FDIC-Insured up to the maximum permitted by law.Open the page |
| rateAsOf | The interest rates and annual percentage yield (APY) are accurate as of: 11/13/2026Open the page |
| Monthly fee | 6 months 3.44% 3.50% 3.20% 3.25%Open the page |
| apyStatus | 6 months 3.44% 3.50% 3.20% 3.25%Open the page |
| interestRate | 11 months 3.92% 4.00% 3.68% 3.75%Open the page |
| Monthly fee | 11 months 3.92% 4.00% 3.68% 3.75%Open the page |
| apyStatus | 11 months 3.92% 4.00% 3.68% 3.75%Open the page |
| maturityTermDays | 11 months 3.92% 4.00% 3.68% 3.75%Open the page |
| interestRate | 17 months 4.02% 4.10% 3.78% 3.85%Open the page |
| apyStatus | 17 months 4.02% 4.10% 3.78% 3.85%Open the page |
| maturityTermDays | 17 months 4.02% 4.10% 3.78% 3.85%Open the page |
| Monthly fee | 17 months 4.02% 4.10% 3.78% 3.85%Open the page |