EverBank, N.A. business CD rates
EverBank, N.A. offers 10 business CD terms. The highest rate is 3.70% APY on the 6 months CD, which needs $1,500 to open. Rates were last checked November 9, 2026.
Rates by term
| Term | APY | Open with | Early withdrawal |
|---|---|---|---|
| 3 months | 2.45% | $1,500 | 22 days of interest |
| 6 months | 3.70% | $1,500 | 45 days of interest |
| 9 months | 2.65% | $1,500 | 68 days of interest |
| 1 year | 3.60% | $1,500 | 91 days of interest |
| 18 months | 2.10% | $1,500 | 136 days of interest |
| 2 years | 2.20% | $1,500 | 182 days of interest |
| 30 months | 2.30% | $1,500 | 228 days of interest |
| 3 years | 2.40% | $1,500 | 273 days of interest |
| 4 years | 2.50% | $1,500 | 365 days of interest |
| 5 years | 2.50% | $1,500 | 456 days of interest |
APY means the yearly yield with compounding. The bank can change rates on new CDs at any time. A CD you already hold keeps its rate until the term ends.
How it works
- Minimum to open
- $1,500
- Maximum deposit
- Not published
- Interest
- Compounded daily, paid monthly
- Rate type
- Fixed
- At the end of the term
- Renews on its own; 10 days to withdraw without penalty
- Adding money later
- Not allowed
- How to open
- Online pre-qualification, then a business banking specialist completes opening
- Deposit insurance
- Insured by the FDIC
What the bank says about early withdrawal: 3-month 22 2-year 182 6-month 45 2.5-year 228 9-month 68 3-year 273 1-year 91 4-year 365 1.5-year 136 5-year 456
Check these before you open
- Confirm today's rate with the bank. Rates change without notice.
- Make sure your type of business can open one.
- Write down the maturity date and the number of days you get to withdraw without a penalty.
- Read the bank's account agreement.
Common questions
What are EverBank, N.A.'s business CD rates?
3 months 2.45%, 6 months 3.70%, 9 months 2.65%, 1 year 3.60%, 18 months 2.10%, 2 years 2.20%, 30 months 2.30%, 3 years 2.40%, 4 years 2.50%, 5 years 2.50% APY, as of November 9, 2026.
How much does it cost to open a EverBank, N.A. business CD?
The page we read says $1,500 to open.
What if I take money out of a EverBank, N.A. business CD early?
The bank says: 3-month 22 2-year 182 6-month 45 2.5-year 228 9-month 68 3-year 273 1-year 91 4-year 365 1.5-year 136 5-year 456
Where this comes from
Each fact was copied from the bank's own page. Where the bank allows it, we check it against the page again on a schedule.
- https://www.everbank.com/business/accounts/cd
Used for: Monthly fee, Rate (APY), Minimum to open
- https://assets.contentstack.io/v3/assets/blt12844f397ad182a6/blt061465314c2c6f20/6a68aa09c8f6fa3a0f112feb/terms-business.pdf
Used for: Early withdrawal penalty, How interest is paid, Rate type, Renewal, Adding money later, Interest payout, Deposit insurance
- https://www.everbank.com/business
Used for: Who can open one
- https://www.everbank.com/business/apply
Used for: How to open