EverBank, N.A. 1-year business CD rate
EverBank, N.A. pays 3.60% APY on its 1-year business CD, as of November 9, 2026. That is equal to the median of 3.60% across the 27 banks we track for this term, and ranks 14th of 27. You need $1,500 to open it.
APY
3.60%
Checked November 9, 2026
Open with
$1,500
No maximum published
Take it out early
91 days of interest
About $89.75 on $10,000
What $10,000 would earn
If you open this CD with $10,000 and leave it for 1 year, it would earn about $360. That is our estimate from the stated APY. The bank's own interest schedule decides the exact amount.
How this CD works
- Rate
- 3.60% APY
- Term
- 1 year
- Minimum to open
- $1,500
- Maximum deposit
- Not published
- Early withdrawal
- 91 days of interest
- Interest
- Compounded daily, paid monthly
- Rate type
- Fixed
- At the end of the term
- Renews on its own; 10 days to withdraw without penalty
- Adding money later
- Not allowed
- How to open
- Online pre-qualification, then a business banking specialist completes opening
- Deposit insurance
- Insured by the FDIC
What the bank says about early withdrawal: 3-month 22 2-year 182 6-month 45 2.5-year 228 9-month 68 3-year 273 1-year 91 4-year 365 1.5-year 136 5-year 456
Other 1-year business CDs
| Bank | APY | Open with |
|---|---|---|
| EagleBank | 4.80% | $1,000 |
| Live Oak Bank | 4.50% | $2,500 |
| State Bank of Texas | 4.45% | $100,000 |
| Prime Alliance Bank | 4.35% | $500 |
| Flagstar Bank | 4.30% | $500 |
| Amegy Bank | 4.26% | $1,000 |
Other EverBank, N.A. business CD terms
Common questions
What is the EverBank, N.A. 1-year business CD rate?
3.60% APY as of November 9, 2026, read from the bank's own page. Rates on new CDs can change without notice.
How much do I need to open the EverBank, N.A. 1-year business CD?
$1,500.
How much would $10,000 earn in this CD?
About $360 over 1 year if it stays to the end of the term. This is our estimate from the stated APY, not a figure from the bank.
What happens if I take the money out early?
The bank charges 91 days of interest. On $10,000 that is roughly $89.75.
Check these before you open
- Confirm today's rate with the bank. Rates change without notice.
- Make sure your type of business can open one.
- Write down the maturity date and the days you get to withdraw without a penalty.
- Read the bank's account agreement.
Where this comes from
Each fact was copied from the bank's own page. Where the bank allows it, we check it against the page again on a schedule. We are not paid to rank a bank higher. See our methodology.